A lender’s guide to understanding risk assessment
Industry Information

A lender’s guide to understanding risk assessment

Without proper risk assessment, you're open to a slew of potential problems, like losing money, facing fines, damaging your rep, falling prey to fraudsters, and even cyberattacks.

Where to get loans in Zambia without collateral
Borrower information

Where to get loans in Zambia without collateral

Getting a loan in Zambia shouldn’t require land titles, paperwork from 1997, or begging your employer for a letter. Thankfully, several modern lenders are offering clean, fast, no-collateral loans to help Zambians access credit without drama. With over 60% of Zambians still don’t have access to formal credit, there are just more than enough Zambians […]

Why Nigerian banks will never win the consumer credit game
Lending

Why Nigerian banks will never win the consumer credit game

Now that we know how important consumer credit is and why it is an important problem, why are banks ill-qualified to solve the problem?