BNPL vs. Traditional loans : What works best in Ghana
Does BNPL actually beat traditional lending from banks and microfinance institutions? That depends. Not just on the cost, but on your financial goals, discipline, and what kind of credit experience you're looking for.
If your employer won’t give you a staff loan, ditch them!
For many employees, staff loans are more than a workplace perk, they can be a vital source of affordable credit during emergencies or major life expenses. When employers fail to provide meaningful financial support, it can leave workers dependent on expensive alternatives and unnecessary stress. While leaving a job is a serious decision with many factors to consider, the absence of fair staff lending policies can reveal deeper issues about how an organisation values employee wellbeing and financial stability.
Frequently Asked Questions about SACCOs
This FAQ aims to answer the questions you encounter most when working with SACCOs, whether you are assessing credit risk, designing lending products, advising on tech integrations, or evaluating partnerships.