What is a decisioning engine?
Discover what a decisioning engine is, how it works in lending, and why it’s transforming credit decision-making. Learn how AI-driven automation improves accuracy and speed in loan approvals.
BVN is great, but here are 5 ways CBN can make it better
Creating BVN was a commendable first step, but if it doesn’t evolve with technology, it risks becoming more bureaucratic than valuable.
What collateral options exist for SME loans?
This article breaks down the collateral options that actually exist for SME loans in African markets today, focusing on what lenders accept in practice, how these options behave during default, and what trade offs come with each approach.