How to know your fintech is ready to embed lending as a service
Understanding when your fintech is ready to embed lending requires examining your technology, operational capacity, partnerships, and compliance readiness.
A cultural view of loan defaults in Uganda
Uganda’s experience illustrates that solving the problem of defaults is not simply about adjusting loan terms or improving credit scoring. It requires an understanding of the cultural frameworks that guide how people borrow, how they prioritize repayments, and how they perceive the consequences of failing to meet their obligations.
Introducing third-party disbursement: A game-changing feature for lenders
For many lenders, loan disbursement is not always a simple transfer to the borrower’s account. In some cases, funds need to go directly to merchants, service providers, schools, landlords, or other approved parties tied to the purpose of the loan. Third-party disbursement solves this by allowing lenders to send funds straight to designated recipients, improving control, reducing misuse, and creating a smoother funding process. It is a powerful feature that helps lenders manage risk while delivering more flexible credit solutions. Learn more about Lendsqr third-party disbursement feature