Why using bank statements is important for loan decisions
How to

Why using bank statements is important for loan decisions

Bank statements have proven to be a solid tool for assessing a borrower’s capacity to take a loan. Sometimes, it may even be a means of assessing their character as well (Interesting right? Stay tuned).

How the bad debt expense formula helps lenders track risk
Lender information

How the bad debt expense formula helps lenders track risk

What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.

Frequently asked questions about open banking in Nigeria
FAQs

Frequently asked questions about open banking in Nigeria

This article compiles common questions that bankers, fintech leaders, compliance officers, and customers are asking about open banking.