A1 Credit: Using digital channels to give loans to Nigerians and SMEs
A1 Credit is part of a growing shift in Nigeria’s lending space, where digital channels are being used to reach individuals and small businesses that traditional systems often overlook. By moving loan applications, verification, and disbursement online, lenders can respond faster to demand while working with limited credit histories and informal income patterns. This article looks at how A1 Credit approaches digital lending, the role of alternative data and automated decisioning, and what this means for Nigerians and SMEs seeking more accessible and responsive financing options.
How open banking affect credit bureaus in Nigeria
This article breaks down how open banking is already influencing credit bureaus in Nigeria, what lenders are seeing today, and how the relationship between open banking and credit reporting is likely to evolve in the near future.
Managing your net worth across bank accounts
Handling numerous bank accounts can be a hassle so here are some tips to help you with proper management of all of your accounts: