How to assess loan applications for individual borrowers  
How to

How to assess loan applications for individual borrowers  

Here's how to thoroughly assess loan applications for individual borrowers to reduce non-performing loans in your loan portfolio

Credit bureaus not enough? Try these alternatives
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Credit bureaus not enough? Try these alternatives

Credit bureaus are supposed to be the backbone of the lending process, yet they often fall short. Let’s explore three other alternatives

What is the Credit Guarantee Scheme (CGS)
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What is the Credit Guarantee Scheme (CGS)

By covering part of the risk, the Credit Guarantee Scheme makes it easier for banks to offer better loan terms; larger amounts, longer timelines, and lower collateral requirements.