Why using bank statements is important for loan decisions
Bank statements have proven to be a solid tool for assessing a borrower’s capacity to take a loan. Sometimes, it may even be a means of assessing their character as well (Interesting right? Stay tuned).
Key providers for lenders in Cuba: Credit scoring, KYC, and payment
This article explores the providers working to modernize lending in Cuba. From credit scoring systems adapted to data limitations to KYC and payment platforms designed for local challenges.
8 signs a borrower would default
Any lender who plans to run a profitable loan business and not a charity organization must keep a sharp eye out for signs that a borrower might bail on their loan repayments.