Lending with USSD – opportunities, challenges, and limitations
While access to mobile phones is available, smartphones are not as easy to come by. For this reason, an alternative lending channel like USSD that is easily accessible becomes necessary.
Lendsqr launches offline lending to help lenders in Namibia go digital without internet barriers
Lendsqr is overcoming connectivity challenges in Namibia with new offline lending tools. Lenders can now process loans and manage data in remote areas without internet, ensuring financial inclusion reaches every corner of the country.
Categories of low-risk borrowers lenders should target
Saying, “I don't want high-risk borrowers,” is one thing; articulating the low-risk customers you seek is another. We have done the grunt work of identifying and categorizing traditionally low-risk borrowers.