A cultural view of loan defaults in the Philippines
Lender information

A cultural view of loan defaults in the Philippines

The cultural bedrock of family and community in the Philippines suggests that, for better or worse, social norms will continue to shape how loans are taken and repaid.

How lack of consequence for loan defaults is destroying the African credit ecosystem
Industry Information

How lack of consequence for loan defaults is destroying the African credit ecosystem

Lack of loan default consequences is destroying Africa’s credit ecosystem from the inside out and it's causing a vicious cycle of distrust.

3 alternative data to credit report for enhancing underwriting quality
Growth marketing

3 alternative data to credit report for enhancing underwriting quality

Smart lenders must incorporate alternative data sources to improve underwriting and make more informed lending decisions.