Frequently asked questions about alternative credit scoring
Industry Information

Frequently asked questions about alternative credit scoring

The traditional credit score is a relic of an era that didn’t understand how modern people actually move money. If you’ve ever wondered how your utility bills, airtime purchases, or even your social media footprint could help you get a loan, you’re looking at alternative credit scoring. We’re answering the real questions about how this data is collected, whether it’s actually secure, and why it’s finally making "unbanked" a term of the past.

Why you need technology to scale your lending business
Lending

Why you need technology to scale your lending business

Scaling a lending business is not just about issuing more loans; it requires systems that can handle growth without increasing risk or operational strain. As loan volumes grow, manual processes become slower, errors increase, and decision-making becomes harder to manage. Technology helps lenders streamline operations, automate key processes, and maintain consistency while expanding their reach. Without the right tools in place, scaling sustainably becomes a significant challenge.

Does Android still allow lenders to scrap SMS from phones for scoring?
Industry Information

Does Android still allow lenders to scrap SMS from phones for scoring?

The question lenders now ask is simple: does Android still allow loan apps to scrape SMS from users’ phones for credit scoring?