Building a pre-approval flow that doesn’t feel like a trap
Borrower information

Building a pre-approval flow that doesn’t feel like a trap

A good pre-approval experience shows users exactly what they’re getting, why it matters, and how to proceed without surprises.

7 strategies to avoid SME loan defaults as a Nigerian Lender
How to

7 strategies to avoid SME loan defaults as a Nigerian Lender

While SMEs are generally considered low-risk borrowers, given the ease of verifying their operations through cash flow assessments, on-ground assessments and more. Lending to them is not without its challenges. We’ve done the grunt work for you. Learn the strategies to avoid SME loan defaults as a Nigerian lender.

A cultural view of loan defaults in Kenya
Industry Information

A cultural view of loan defaults in Kenya

Executive summary  From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]