The hidden cost of running multiple disjointed platforms
Every naira, pound, rand, or dollar spent on technology in lending should make loan processing, collections, and decision-making better.
A deep overview of consumer credit in Ghana
This article offers a comprehensive overview of Ghana’s consumer lending sector from 2019 to 2024. It explores the types of loans available, major lenders, the role of fintech, regulation, and the social dynamics of borrowing.
FCCPC regulations for digital lenders
As digital lending continues to grow in Nigeria, regulatory oversight has become increasingly important to protect borrowers and ensure fair practices. The Federal Competition and Consumer Protection Commission (FCCPC) plays a key role in setting guidelines that digital lenders must follow, from registration requirements to ethical debt collection and data usage standards. Understanding these regulations is essential for lenders looking to operate responsibly and sustainably, while also building trust in a rapidly evolving credit ecosystem.
