Does Android still allow lenders to scrap SMS from phones for scoring?
Industry Information

Does Android still allow lenders to scrap SMS from phones for scoring?

The question lenders now ask is simple: does Android still allow loan apps to scrape SMS from users’ phones for credit scoring?

7 early warning indicators before default rates spike
Lender information

7 early warning indicators before default rates spike

Below are seven early warning indicators that consistently show up before default rates begin to climb. These are drawn from transactional patterns, borrower behaviour, and portfolio-level observations that lenders can operationalise without speculation.

20 common implementation questions asked during demo
Lender information

20 common implementation questions asked during demo

At Lendsqr, these are the most common questions that come up during implementation discussions and how we respond.