What factors affect loan interest rates?
But here's the thing: interest rates aren't plucked out of thin air. Many factors shape them. Things you and I might not think about when we're in the heat of the moment.
Credit bureaus not enough? Try these alternatives
Credit bureaus are supposed to be the backbone of the lending process, yet they often fall short. Let’s explore three other alternatives
How to secure your MFB license in Nigeria
When it lending is large-scale, the options are usually finance houses and MFBs. Today, we’ll cover the processes and requirements to obtain the MFB license.
Embed BNPL into your platform without becoming a lender
It’s frustrating to know you could make the sale if only your customers had more payment options. This is where Buy Now, Pay Later (BNPL) comes in.
Are you still chasing payments? Direct debit can turn your loan collections around
Why endure the headache of chasing payments when direct debit can do the hard work for you?
3 reasons why direct debit hasn’t become a hit in Nigeria
We've championed direct debit as a better solution for loan repayments and recovery. For its efficiency and simplicity.
How to start a lending business in Nigeria from Canada, UK, and the US
So, if you’re serious about starting a lending business in Nigeria from the comfort of your Japa base, you’re in the right place. We’ve laid out the steps you need to turn that vision into reality.
Why direct debit is the silent hero of loan recovery in Nigeria
Unlike cards, direct debit cuts through the noise, offering a simpler and dependable way to ensure payments are made on time, every time.
How to get a lending license in the Philippines
Whether you're a newbie lender with big dreams or an established lender looking to expand, This guide will walk you through the essential steps to obtaining a lending license in the Philippines.
Why GSI fails for borrowers with unpredictable income
Today, we’ll be highlighting three major challenges lenders may encounter when using GSI to recover loans from borrowers with unpredictable income:
Effective strategies to market your loan products
As of 2023, the global lending market was valued at over $7 trillion, with thousands of institutions vying for the attention of borrowers. So, how do you make your loan products stand out in such a full market?
