What makes loan products more attractive to high-risk borrowers
High-risk borrowers do not always walk into a loan product blindly as most Lenders would assume. And understanding how and why they choose certain loan products is one of the more underappreciated parts of building a sustainable lending business.
The challenges of cross-border lending in Africa
Africa has 54 countries, over 40 currencies, and some of the fastest-growing consumer credit markets in the world. For a lender looking to expand beyond a single market, that combination sounds like opportunity, and it sincerely is.
How to design loan requirements that improve repayment outcomes
This piece walks through the factors that matter most when designing loan requirements, with a focus on what the evidence shows actually moves repayment outcomes.
What high-performing lenders track weekly
This article covers the specific metrics that well-run lending operations track on a weekly basis, why each one matters, and what it usually tells you when it starts shifting.
Why Lendsqr is Latin America’s most affordable loan management software
If you're building or running a lending business in Latin America right now, you're operating in one of the fastest-growing credit markets on the planet.
What breaks first when a lending business starts to scale
This article walks through where lending businesses typically see strain as they scale, why those issues show up, and how to get ahead of them before they slow you down.
How much capital you need to start lending
This article breaks down what “capital required to start lending” actually looks like in practice.
How to justify software pricing internally to stakeholders
When you justify a software purchase internally, you are not just asking for approval to spend. You are asking the organization to change how part of the business runs.
How do lenders know when to expand to another country?
Before you think about entering a new country, you need to step back and ask a more basic question. Are we actually ready to operate there?
How guarantor structures reduce recovery costs
This article is about how guarantor works and why it matters, particularly for lenders in Africa, where the cost of recovery is disproportionately high.
How to use psychological triggers in your debt collection messages
This article breaks down how to apply specific psychological triggers in your debt collection messages in a way that increases voluntary repayment and preserves long-term customer relationships.