Why micro lending management software is critical for community lenders
Community lenders are the people and organisations that keep money moving in places where banks either have little presence or do not reach at all.
A cultural view of loan defaults in Malawi
Executive Summary Between 2019 and 2024, Malawi has seen both a rapid expansion in personal lending and a growing struggle with defaults. While commercial banks, microfinance institutions (MFIs), savings and credit cooperatives (SACCOs), village savings and loan associations (VSLAs), and new digital lenders have opened up access to credit, many Malawians still find it difficult […]
How to stay compliant with local lending regulations
Let’s get you compliance-ready, so your market move is deliberate and defensible.
What Chamas and SACCOs can teach lenders about group lending
Group finance has a reach that many fintechs still underestimate. In Kenya, SACCOs that operate under regulation reported 6.84 million members in 2023, a number that shows how much formal group lending has grown. Beyond that, informal savings groups called chamas are even more widespread. Estimates suggest there are around 300,000 active chamas, each managing […]
Why African lenders need different risk models than Western lenders
To make lending sustainable and fair, African lenders need models that recognize these realities instead of trying to fit them into assumptions that belong elsewhere.
How to finance your first car as an immigrant in Canada
Whether you’re planning to buy outright, take out a loan, or go through a dealership, there are a few things every new immigrant in Canada should know before they sign anything or hand over a single dollar.
Download the FCCPC Digital Lending Regulations 2025
Nigeria’s Federal Competition and Consumer Protection Commission (FCCPC) has published the Digital, Electronic, Online, or Non-Traditional Consumer Lending Regulations 2025. If you are in consumer lending, whether as a digital lender, app developer, service provider, or partner, these regulations are not optional. They define exactly how you can operate, the approvals you must get, and […]
All you need to know about core banking applications
So what exactly is a core banking system? At its most basic, it’s the central software platform banks use to manage customer accounts, process transactions, handle deposits and withdrawals, and oversee everything from loan disbursements to compliance checks.
How to get a student loan in Liberia
Higher education in Liberia still demands more persistence than it should. This article is a working map for students in Liberia seeking for loan options.
How to get the best out of Mifos? Pair it with Lendsqr
While Mifos excels at managing the back-end ledger and core banking functions, it does not offer a full suite of tools that modern digital lenders require to operate competitively.
💡 Your customers can now choose how they want to fund their savings 🆖
Hello there! 👋 Happy new month and welcome to June! Can you believe we’re already at the halfway mark of 2025? With just one month left in Q2, it’s the perfect time to evaluate the year and reprioritize if required. Remember the goals you set at the start of the year? How are they coming […]
