Building borrower trust in markets with loan sharks and scams
This article explores the facts behind borrower behavior, highlights where lenders often fail, and sets out ways to close the gap.
What Lendsqr’s free CreditRegistry and CRC access means for lending in Nigeria
The reason there are no consequences for loan defaulting is because reporting to credit bureaus has always been one of the hardest things for lenders to do.
A cultural view of loan defaults in Namibia
From 2019 to 2024, Namibia has witnessed growing household borrowing alongside a noticeable rise in defaults
5 loan marketing ideas for digital-first lenders
If you run a digital-first lending business in Africa you already understand how competitive this space can be. Customers expect fast responses, clear information, and a sense that they can trust you with their money. Every interaction counts, but the very first interaction often happens before you even know someone is looking for you. Most […]
5 ways non-financial companies offer loans
In this article, we break down five models of how non-financial companies are embedding loans into their customer experience.
Frequently Asked Questions about Loan Management Software
The goal is to show what loan management software actually means for lenders on the ground. This FAQ pulls together your questions and answers them
How to stay compliant with local lending regulations
Let’s get you compliance-ready, so your market move is deliberate and defensible.
Frequently asked questions about getting your apps into Google and Apple stores
we have answered some of the most common questions developers and lenders ask when preparing to publish their apps.
What Chamas and SACCOs can teach lenders about group lending
Group finance has a reach that many fintechs still underestimate. In Kenya, SACCOs that operate under regulation reported 6.84 million members in 2023, a number that shows how much formal group lending has grown. Beyond that, informal savings groups called chamas are even more widespread. Estimates suggest there are around 300,000 active chamas, each managing […]
How manual underwriting still fits into an automated loan process
Across Africa, automation has changed how lenders think about credit. Mobile-first lending apps, USSD-based products, and fully digitized bank loans have brought speed and scale that would have been impossible through paper forms and long committee meetings. A borrower who once had to queue in a branch can now get money in minutes, thanks to […]
What is the Credit Card Act and why was it introduced?
In the years before 2009, credit cards had become one of the most common forms of consumer borrowing in the United States. By 2008, household credit card debt had climbed past $900 billion, according to Federal Reserve data, and card issuers were enjoying some of their most profitable years. The business model was clear: interest […]
