How to get your USSD code as a lender in Ghana
Getting a USSD code as a lender in Ghana is a smart move. Mobile phone usage is nearly universal, with a mobile penetration rate exceeding 113%, due to the widespread use of multiple SIM cards. This makes mobile devices a powerful tool for businesses, particularly lenders, looking to connect with potential customers. For lenders, this […]
How to get lending license in Ghana
Getting a lending license in Ghana demands careful planning, from getting capital to building a strong operational foundation.
13 female CEOs shaping the Nigerian credit ecosystem
What sets these female CEOs apart isn’t just that they’ve made it to the top—it’s how they’ve done it, and we're in awe!
How lack of consequence for loan defaults is destroying the African credit ecosystem
Lack of loan default consequences is destroying Africa’s credit ecosystem from the inside out and it's causing a vicious cycle of distrust.
8 reasons why you should NOT use Kolo
Let's explore the different reasons why you shouldn’t make use of your Kolo account or encourage your family and friends to do so.
Let’s protest against financial indiscipline
It’s hard to believe it’s already been five months since we launched Kolo. But we’re grateful you’re alive to read our email. Your continued support has been our driving force, and we’re thrilled to share some exciting updates and important financial insights with you. What’s popping in the finance space? 📰 💰 Interest Rate Hike […]
Take control of your finances this July with Kolo
To make the most out of Kolo Finance, here are some key steps to help you maximize financial management with Kolo.
Answering your most asked questions
As requested, here are answers to some of the most frequently asked questions about your go to financial management app, Kolo.
Debt management strategies
Debt management can seem challenging, but with the right strategies in place, you can avoid losing control of your finances.
Managing your net worth across bank accounts
Handling numerous bank accounts can be a hassle so here are some tips to help you with proper management of all of your accounts:
4 reasons why most loan defaulters are fraudsters
It’s time we stop sugarcoating this. Loan defaulters, in many cases, are fraudsters and here’s how they reveal themselves as such.


