How to score a freelancer who doesn’t have a traditional payslip
This article walks through how to score a freelancer without a traditional payslip. The goal is practical underwriting clarity.
How to spot fake identities before you disburse a loan
This article walks through the mechanics of fake identity fraud, early warning signals, and practical verification measures that lenders across Africa can deploy immediately.
Does Android still allow lenders to scrap SMS from phones for scoring?
The question lenders now ask is simple: does Android still allow loan apps to scrape SMS from users’ phones for credit scoring?
5 Profitable lending niches for lenders in 2026
The lending world is changing fast in 2026, and the most profitable opportunities now lie in specialized niches rather than traditional loan products. Demand is rising for focused, high-margin lending segments driven by new consumer needs, digital business models, and smarter risk assessment. In this article, we highlight five profitable lending niches that offer strong growth potential, less competition, and better returns.
What to consider before expanding your lending product to a new market
This article walks through the real questions lenders should be asking before taking a lending product into a new market.
How to fix common causes of delinquency in your lending portfolio
Loan delinquency is one of those issues every lender plans for, budgets around, and still worries about. It shows up at first as a few missed repayments here and there, then starts to spread across segments if it is not addressed early.
Key KPIs every digital lender should track month-over-month
Lending KPIs show the operational strength of the business and the quality of decisions being made across credit, risk, pricing, and customer acquisition.
How to test a lending platform before committing
This article walks through how lenders and credit providers can realistically test an end to end loan management platform before making a long term commitment.
What is the difference between consumer lending software and business lending software?
This article provides a thorough explanation of the differences and what to consider when deciding which one to choose.
How do lenders handle failed direct debit attempts?
This article walks through how lenders actually handle failed direct debit attempts in practice. It focuses on what finance and operations teams need to understand, from root causes and notifications to retries, customer communication, dispute handling, and compliance considerations
Frequently asked questions about Money lender license
This article serves as a guide for operators and answers the most frequently asked questions about moneylender licenses.
