Breaking down the 3 R’s of credit and why they still matter
The 3 R’s come in. Returns, Repayment capacity, and Risk-bearing ability shift the focus from merely assessing trustworthiness to examining the business as an investment opportunity.
Effective loan collections for lenders in Kenya
The Kenyan lending space is unique. Mobile loans are a good opportunity for millions, yet they also come with high default rates.
What really happens when a business defaults on a loan?
Defaulting on a loan is a stressful milestone for any business owner, but understanding the timeline can help you navigate the fallout.