The Lendian Chronicles

How to get an FCA consumer credit license in the UK

Obtaining an FCA consumer credit license is a key step for businesses that want to offer loans, credit cards, BNPL, or other consumer credit products in the UK. This guide explains who needs FCA authorization, the application process, eligibility requirements, expected costs, and practical tips to help lenders navigate the licensing process successfully.

June 15, 2026

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We’re giving our lending tech away for free to non-profit and DFIs

If you’re a non-profit or development finance institution (DFI), it should be easier to run a lending program if you're already doing the hard part of reaching people most others won’t.

June 26, 2025

We’re giving our lending tech away for free to non-profit and DFIs Image

Why Lendsqr is Africa’s most affordable loan management software

The end-to-end loan management software that’s rewriting the rules for lenders globally by offering enterprise-grade features without the enterprise-grade costs.

September 30, 2024

Why Lendsqr is Africa’s most affordable loan management software Image
Why and how to migrate from Loandisk to Lendsqr
How to

Why and how to migrate from Loandisk to Lendsqr

If your lending business has outgrown LoanDisk, migrating to Lendsqr can help you automate operations, scale more efficiently, and access more advanced lending tools. This guide explains why businesses make the switch, what to expect during migration, and the steps involved in moving your data and workflows. Whether you're looking for better automation, flexibility, or growth, this article will help you transition with confidence.

How to secure a loan without collateral
How to

How to secure a loan without collateral

Securing a loan without collateral is possible, but it often depends on factors like your income, creditworthiness, and the lender's requirements. This guide explains how unsecured loans work, what lenders look for during the application process, and practical tips to improve your chances of approval. Whether you need funds for an emergency, business, or personal expenses, this article will help you borrow with confidence.

Essential loan pricing strategies for every lender
Industry Information

Essential loan pricing strategies for every lender

Setting the right loan price is key to balancing profitability, competitiveness, and borrower affordability. This guide explores the essential loan pricing strategies every lender should understand, from risk-based pricing and interest rate models to fees, market conditions, and regulatory considerations. Whether you're launching a new lending business or refining your pricing approach, this article will help you build a sustainable lending strategy.

BVN is great, but here are 5 ways CBN can make it better
Industry Information

BVN is great, but here are 5 ways CBN can make it better

The Bank Verification Number (BVN) has transformed identity verification and reduced fraud across Nigeria's financial sector, but there is still room for improvement. This article explores five practical ways the Central Bank of Nigeria could strengthen the BVN system to improve security, expand financial inclusion, enhance data accuracy, and support better lending decisions for financial institutions.

The 3 best Google ads alternatives for promoting loan apps
Information

The 3 best Google ads alternatives for promoting loan apps

In this article, we’ll list some of the best alternatives to Google Ads, explain what they offer, and show you how to use them to boost your lending business.

SnapCash, Irorun and other apps for 50,000 naira in Nigeria
Borrower information

SnapCash, Irorun and other apps for 50,000 naira in Nigeria

From as little as 2,000 naira to as much as 50,000 naira, the goal remains the same: to address immediate emergencies.

Where and how to get an urgent 100,000 naira loan in Nigeria
How to

Where and how to get an urgent 100,000 naira loan in Nigeria

After reading this, whatever 99 problems Nigeria throws at you or your business, knowing where and how to get an urgent N100000 loan won't be one.

All you need to set up a student loan software
How to

All you need to set up a student loan software

In most advanced countries, student loans are the norm, allowing almost everyone to attend university. Sadly, that’s yet to be the case in Nigeria. 

Starting a loan business in the United Kingdom
License

Starting a loan business in the United Kingdom

If you’re considering starting a loan business in the UK, first you must understand the market you want to play in. Click here for more.

What you need to know about CrediCorp
Industry Information

What you need to know about CrediCorp

In Nigeria, easy access to credit is vital to achieving personal financial goals. The Nigerian Consumer Credit Corporation (CrediCorp) is leading the charge in making consumer credit more accessible, putting Nigerians in the driver's seat of their financial futures.

VeendHQ Vs. Lendsqr: Which loan management software is right for you?
Company Updates

VeendHQ Vs. Lendsqr: Which loan management software is right for you?

The difference between a flourishing lender and one that’s struggling to stay afloat is often evident in one critical factor: the lender’s technology or, in this case, the lender’s loan management software (LMS). VeendHQ and Lendsqr boasts of excellent features and benefits. But which one truly stands out?

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.