The Lendian Chronicles

How to get an FCA consumer credit license in the UK

Obtaining an FCA consumer credit license is a key step for businesses that want to offer loans, credit cards, BNPL, or other consumer credit products in the UK. This guide explains who needs FCA authorization, the application process, eligibility requirements, expected costs, and practical tips to help lenders navigate the licensing process successfully.

June 15, 2026

How to get an FCA consumer credit license in the UK Image

We’re giving our lending tech away for free to non-profit and DFIs

If you’re a non-profit or development finance institution (DFI), it should be easier to run a lending program if you're already doing the hard part of reaching people most others won’t.

June 26, 2025

We’re giving our lending tech away for free to non-profit and DFIs Image

Why Lendsqr is Africa’s most affordable loan management software

The end-to-end loan management software that’s rewriting the rules for lenders globally by offering enterprise-grade features without the enterprise-grade costs.

September 30, 2024

Why Lendsqr is Africa’s most affordable loan management software Image
5 ways to stand out as a lender in Rwanda
Industry Information

5 ways to stand out as a lender in Rwanda

Drawing from our extensive experience and industry knowledge, we've found Rwanda to be an ideal environment for digital lending. Find out 5 ways to stand out!

How to communicate with delinquent borrowers
FAQs

How to communicate with delinquent borrowers

Delinquent borrowers often challenge even the most empathic lenders who excel at customer communication. Learn how to communicate with them today

What you need to know about blacklists
Company Updates

What you need to know about blacklists

A blacklist is an organized list that records the details of individuals who have engaged in misconduct. And there are so many blacklists all over the world. Today, we talk about KARMA.

How to use BankOne with Lendsqr as a core banking
How to

How to use BankOne with Lendsqr as a core banking

BankOne is one of Africa's most popular core banking systems today, powered by Zone (formerly Appzone) as a product of Qore. It is a leading core banking software serving over 500 financial institutions in seven countries across Africa.

All you need to know about the new student loan law
Industry Information

All you need to know about the new student loan law

For many Nigerian students today, their dreams are stifled by financial barriers. Learn how the new student loan helps to change that.

11 things you need to start a loan business in Rwanda
Information

11 things you need to start a loan business in Rwanda

You'll need to register your business as a legal entity. But that's only one of 11 things you need to start a loan business in Rwanda.

How to get your USSD code as a lender in Nigeria
How to

How to get your USSD code as a lender in Nigeria

USSD code for lenders are available in two ways: either from the Nigerian Communications Commission (NCC) or through VASPs. Learn more.

How borrower behaviors have shifted under the threat of GSI
Industry Information

How borrower behaviors have shifted under the threat of GSI

GSI is making borrowers think twice before taking out loans, pay closer attention to the fine print of loan agreements, and more.

8 signs a borrower would default 
Industry Information

8 signs a borrower would default 

Any lender who plans to run a profitable loan business and not a charity organization must keep a sharp eye out for signs that a borrower might bail on their loan repayments.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

What is the loan recovery process?
Industry Information

What is the loan recovery process?

Loan recovery is about ethically stepping up efforts to retrieve what's owed to you, employing assertive tactics to ensure full repayment of the loan.

A lender’s guide to understanding risk assessment
Industry Information

A lender’s guide to understanding risk assessment

Effective risk assessment is the foundation of responsible lending. This guide explores how lenders evaluate borrower risk using credit data, financial analysis, behavioral insights, and alternative data to make informed lending decisions, reduce defaults, and build healthier loan portfolios.