Federal Competition and Consumer Protection Act
The Federal Competition and Consumer Protection Act, 2018, usually called the FCCPA, sits at the core of consumer protection and competition regulation in Nigeria.
FCCPC sets deadline for compliance
According to the Commission, operators have had sufficient time to adjust. The Regulations took effect on 21 July 2025, so by January 2026, all lenders would have had more than five months to align their practices with the FCCPC.
How to start a lending business in Nigeria
This guide walks through the practical steps you need to take to start a lending business in Nigeria.
Frequently Asked Questions on FCCPC’s new consumer lending regulations
Below are answers to common questions from Lenders, compliance teams, and other stakeholders about FCCPC's DEON CL.
How to comply with FCCPC’s new consumer lending regulations
If you gain any form of benefit from a lending transaction, whether in cash, goods, commissions, or barter, the FCCPC considers you covered under these regulations.
FCCPC’s new consumer lending regulation
This guide breaks down what the new FCCPC regulations mean, who they apply to, and how affected businesses can prepare.
How to get your FCCPC license as a Nigerian digital lender
As digital lending continues to grow in Nigeria, regulatory compliance has become increasingly important for lenders operating in the space. One of the key requirements for digital lenders is obtaining an FCCPC license, which helps ensure transparency, consumer protection, and legal operation. However, many lenders are still unclear about the process, requirements, and documentation involved. This article breaks down how Nigerian digital lenders can apply for and obtain their FCCPC license successfully.
