What you need to know about blacklists
A blacklist is an organized list that records the details of individuals who have engaged in misconduct. And there are so many blacklists all over the world. Today, we talk about KARMA.
How to use BankOne with Lendsqr as a core banking
BankOne is one of Africa's most popular core banking systems today, powered by Zone (formerly Appzone) as a product of Qore. It is a leading core banking software serving over 500 financial institutions in seven countries across Africa.
All you need to know about the new student loan law
For many Nigerian students today, their dreams are stifled by financial barriers. Learn how the new student loan helps to change that.
11 things you need to start a loan business in Rwanda
You'll need to register your business as a legal entity. But that's only one of 11 things you need to start a loan business in Rwanda.
How to get your USSD code as a lender in Nigeria
USSD code for lenders are available in two ways: either from the Nigerian Communications Commission (NCC) or through VASPs. Learn more.
How borrower behaviors have shifted under the threat of GSI
GSI is making borrowers think twice before taking out loans, pay closer attention to the fine print of loan agreements, and more.
8 signs a borrower would default
Any lender who plans to run a profitable loan business and not a charity organization must keep a sharp eye out for signs that a borrower might bail on their loan repayments.
What is the loan recovery process?
Loan recovery is about ethically stepping up efforts to retrieve what's owed to you, employing assertive tactics to ensure full repayment of the loan.
A lender’s guide to understanding risk assessment
Effective risk assessment is the foundation of responsible lending. This guide explores how lenders evaluate borrower risk using credit data, financial analysis, behavioral insights, and alternative data to make informed lending decisions, reduce defaults, and build healthier loan portfolios.
7 best things the Central Bank has ever done for digital lending in Nigeria
Nigeria's digital lending industry has grown rapidly, supported by regulatory reforms that promote consumer protection, financial stability, and responsible innovation. This article highlights seven of the Central Bank of Nigeria's most impactful initiatives and examines how they have shaped the country's digital lending ecosystem.
Lendsqr vs Loandisk: Which loan management software is right for you?
The difference between a thriving lending business and one barely keeping its head above water often lies in one important factor: the loan management software. The right loan management system can be the difference between attracting and retaining customers, optimizing loan performance, reducing credit risks, and automating tedious tasks.