5 types of lending model
Growth marketing

5 types of lending model

Lending is not a one-size-fits-all business. Different lenders operate with different structures, risk models, customer segments, and repayment approaches depending on their market and goals. Understanding the various lending models is important for choosing the right strategy, technology, and operational process for sustainable growth. In this article, we explore five common types of lending models, how they work, and the kinds of borrowers and institutions they are best suited for.