How to restructure loans and work with struggling borrowers
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How to restructure loans and work with struggling borrowers

Loan restructuring is a common aspect of being a money lender. Borrowers, with sincere intentions to repay, often face hurdles such as economic shifts, unexpected emergencies, and other unforeseen circumstances. So, here are the ways you can help restructure loans for these borrowers.

How to find a profitable lending niche and target the right borrowers
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How to find a profitable lending niche and target the right borrowers

As a loan business owner looking to succeed, scale and stand out in the lending ecosystem, you must recognize that you can’t lend to everyone. We’ve highlighted several ways to target the right borrowers and find a profitable niche. 

4 alternative lending channels to reach underserved borrowers
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4 alternative lending channels to reach underserved borrowers

Most African countries need easier access to credit. While there has been substantial progress over the past decade, access to finance remains a daunting constraint in Africa. So, how do we connect with these underserved populations and bring credit closer to them?

7 must-have features in your loan management software for enhanced business performance
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7 must-have features in your loan management software for enhanced business performance

Lending without technology is a step backwards which can adversely impact your profitability. To navigate the complexities of lending, having the right loan management software is indispensable.

Collect smarter, not harder: Ethical debt collection with technology
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Collect smarter, not harder: Ethical debt collection with technology

As a digital lender, how can technology be ethically employed for effective debt recovery? To find out how...

Categories of low-risk borrowers lenders should target
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Categories of low-risk borrowers lenders should target

Saying, “I don't want high-risk borrowers,” is one thing; articulating the low-risk customers you seek is another. We have done the grunt work of identifying and categorizing traditionally low-risk borrowers.

How to differentiate your loans in a crowded market
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How to differentiate your loans in a crowded market

Whether you’re a new lender or years in the game, we’ve carefully curated 8 ways to help you differentiate your loan business amongst others.

Does your loan business really need an app?
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Does your loan business really need an app?

The truth is, most lenders don’t need to have a loan app, not only because of the stress of having one, but because the net impact on the business might even be negative.

How to get your FCCPC license as a Nigerian digital lender
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How to get your FCCPC license as a Nigerian digital lender

The FCCPC license is regarded as one of the toughest licenses to get in Africa. But we’ve done the grunt work of putting together all the necessary requirements and information you need to obtain your mandatory FCCPC license. 

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

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7 factors to consider when choosing a loan management software
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7 factors to consider when choosing a loan management software

Choosing the right loan management system is not just a decision; it’s an investment in the foundational tools that can elevate the success of your loan business. Find out what factors to consider when making this choice.

7 reasons why your loan business struggles to attract borrowers
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7 reasons why your loan business struggles to attract borrowers

So, you've kicked off your loan business. Now, you’re expecting a surge of customers. Despite your best efforts, the expected influx of customers hasn't materialized. Find out the possible reasons for low borrower numbers in your loan business.

Preparing your income statement as a lender- management accounting 101
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Preparing your income statement as a lender- management accounting 101

We are well aware that accounting is often regarded as one of the most arduous aspects of managing a business. No one really likes the boring routine of bookkeeping and punching in numbers; but be it as it may, your financial statement plays a crucial role in the success of your lending business. The income […]