8 signs a borrower would default 
Industry Information

8 signs a borrower would default 

Any lender who plans to run a profitable loan business and not a charity organization must keep a sharp eye out for signs that a borrower might bail on their loan repayments.

When is the right time to commence recovery as a digital lender
Industry Information

When is the right time to commence recovery as a digital lender

Recovery involves a shift in strategy compared to repayment or collection. It's about ethically stepping up efforts to retrieve what's owed to you, employing assertive tactics to ensure full repayment of the loan.

A lender’s guide to understanding risk assessment
Industry Information

A lender’s guide to understanding risk assessment

Without proper risk assessment, you're open to a slew of potential problems, like losing money, facing fines, damaging your rep, falling prey to fraudsters, and even cyberattacks.

Lendsqr vs Loandisk: Which loan management software is right for you?
Company

Lendsqr vs Loandisk: Which loan management software is right for you?

Prioritize your loan business needs and goals when choosing between Lendsqr vs Loandisk, and you'll make the right choice.

5 ways GSI should be improved by the Central Bank of Nigeria (CBN)
Industry Information

5 ways GSI should be improved by the Central Bank of Nigeria (CBN)

Global Standing Instruction (GSI) is one of the most remarkable inventions by the CBN. Now, is the GSI as good as it should be? We don’t think so because every good thing can get better.

How we built Oraculi to help lenders make informed decision
Company

How we built Oraculi to help lenders make informed decision

At the core of any loan management software is a decisioning system that helps a lender decide whether a loan should be given. Ours? Oraculi.

Requirements for publishing Nigerian loan apps on Google Play Store
FAQs

Requirements for publishing Nigerian loan apps on Google Play Store

While there are many options, only two stores compete. Today, let's explore the requirements of one of them: Google Play Store.

What are virtual accounts and how do they work?
FAQs

What are virtual accounts and how do they work?

From understanding their inception to deciphering their inner workings, come with us as we explore the ins and outs of virtual accounts especially in Nigeria. 

Lendsqr vs Evolve Credit: Which loan management software is right for you?
Industry Information

Lendsqr vs Evolve Credit: Which loan management software is right for you?

Due to the abundance of available choices, selecting the right loan management platform, be it Evolve Credit or Lendsqr, requires careful consideration.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

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How to use myBankStatement with Lendsqr for credit scoring
How to

How to use myBankStatement with Lendsqr for credit scoring

The goal is to understand an individual's cash flow and overall financial capacity. Bank statements ideally offer the most granular data for this assessment.

The 4 best Monnify alternatives for virtual accounts
How to

The 4 best Monnify alternatives for virtual accounts

Even with Monnify’s solid reputation, you may have specific business needs, pricing differences or want specific features so your business might benefit from exploring other options.