Frequently asked questions on loans powered by Remita
This article explains how Remita Direct Debit works, who can use it, its limitations, and how lenders can leverage it to improve repayment consistency.
Why lenders check credit reports and what they really look for
Credit reports sit quietly in the background of lending, yet they influence almost every decision a lender makes.
Choosing between loan origination software and a full loan management suite
Should you adopt a loan origination software or commit to a full loan management suite?
Frequently asked questions on staff loans
Get answers to the most frequently asked questions about staff loans and how to utilize it. Explore default consequences and regulatory considerations.
How peer-to-peer lending platforms really work
Explore how peer-to-peer lending connects borrowers and individual investors through online platforms.
How to report defaults to credit bureaus responsibly
This article explains how to report defaults correctly. It covers checking information, notifying borrowers, handling disputes, and keeping proper internal controls.
How P2P lending loans differ from traditional digital lending
Discover the differences between P2P lending and traditional digital lending. This in-depth analysis explains why both models coexist and who they serve best.
Bank of Ghana’s new licensing rule for digital lenders
The Bank of Ghana has officially announced a new phase in digital credit regulation. Starting November 3, 2025, the central bank will begin accepting applications from entities seeking to operate as Digital Credit Service Providers. This includes every mobile loan application, digital lender, or fintech company offering credit services through apps or online platforms. Existing […]
How automated underwriting systems speed up loan approvals without raising risk
Loan approvals have always depended on how quickly lenders can understand an applicant’s financial story. The work is demanding because the volumes keep rising, the customer expectations get sharper every year, and regulators watch every detail. Many lenders in Africa also operate in markets where data gaps still exist, so there is constant pressure to […]
Why modern lenders need fair debt collection strategies
Debt collection has become one of the most sensitive parts of lending. Borrowers are more informed than ever, regulators in Africa and around the world continue to tighten expectations, and credit markets rely heavily on trust. Recovery still matters for the bottom line, but the way lenders go about it matters even more. A fair, […]
10 loan apps in Kenya with low interest
This article examines 10 loan apps in Kenya offering low interest rates. It explains how each platform operates, what makes their terms different, and how to evaluate them based on your own borrowing habits.
