Growth marketing
How guarantor structures reduce recovery costs
This article is about how guarantor works and why it matters, particularly for lenders in Africa, where the cost of recovery is disproportionately high.
How to
How to spot risky loan guarantors and protect yourself as a lender
A loan guarantor can reduce lending risk, but only if they are financially reliable and legally capable of meeting their obligations. Choosing the wrong guarantor can increase the likelihood of defaults and make loan recovery more difficult. This guide explains how to identify risky loan guarantors, the warning signs to watch for, and the best practices lenders can use to protect themselves before approving a loan.
