What rising NPLs actually cost a lending business beyond the obvious
Explore the deeper cost structure behind rising NPLs and why lenders pay attention to them long before they dominate financial reports.
7 lending strategies every modern lender should consider
This article lays out seven practical strategies that move measurable outcomes: lower customer acquisition cost, higher approval accuracy, faster time to decision, and stronger lifetime value.
Effective loan collections for lenders in Kenya
The Kenyan lending space is unique. Mobile loans are a good opportunity for millions, yet they also come with high default rates.
What is the loan recovery process?
Loan recovery is about ethically stepping up efforts to retrieve what's owed to you, employing assertive tactics to ensure full repayment of the loan.
Ethical ways to recover loans
Recovering loans ethically is one of the toughest challenges Nigerian lenders face. Contrary to common assumptions, the biggest obstacle isn’t funding, technology, or regulation, it’s the alarming reality that many Nigerians simply don’t pay back their loans. While financial hardship plays a part, a significant number of borrowers are willfully reluctant to repay. This article explores ethical, effective strategies lenders can use to recover loans without resorting to harassment or illegal practices.
