Effective loan collections for lenders in South Africa
This article breaks down what effective loan collection looks like in the South African context, what’s holding lenders back, and how to improve results without increasing risk.
Credit bureaus, credit scoring, and payments providers for lenders in Botswana
In Botswana’s lending sector, it’s not the interest rate or marketing budget that’s the most powerful tool—it’s the invisible mechanics that decide who gets approved, how money flows, and what risks lenders are willing to take. The real game-changers are credit bureaus, credit scoring models, and payment providers, and they’re reshaping how loans are managed, […]
A cultural view of loan defaults in Namibia
From 2019 to 2024, Namibia has witnessed growing household borrowing alongside a noticeable rise in defaults