Frequently Asked Questions about Mortgages
FAQs

Frequently Asked Questions about Mortgages

Despite their prevalence, mortgages remain confusing for many. People ask whether they can qualify with irregular income, how interest really affects repayments over decades, and what happens if life throws an unexpected curveball. Lenders, on the other hand, wrestle with balancing risk, keeping up with regulations, and monitoring loans across multiple borrowers and markets. This […]

A cultural view of loan defaults in Uganda
Industry Information

A cultural view of loan defaults in Uganda

Uganda’s experience illustrates that solving the problem of defaults is not simply about adjusting loan terms or improving credit scoring. It requires an understanding of the cultural frameworks that guide how people borrow, how they prioritize repayments, and how they perceive the consequences of failing to meet their obligations.

Banking as a service explained: All you need to know
Industry Information

Banking as a service explained: All you need to know

Banking as a Service, or BaaS, is what allows businesses that aren’t banks to offer actual banking services to their customers.