What is consumptive credit and why is it so damaging?
Lender information

What is consumptive credit and why is it so damaging?

Understanding how consumptive credit works, and why it behaves the way it does, is important for any lender trying to build a sustainable portfolio.

How to get a lending license in India
License

How to get a lending license in India

The Reserve Bank of India (RBI) has firm compliance requirements, and skipping any step can lead to serious consequences. This guide will walk you through the entire process

Lending with USSD – opportunities, challenges, and limitations
Industry Information

Lending with USSD – opportunities, challenges, and limitations

While access to mobile phones is available, smartphones are not as easy to come by. For this reason, an alternative lending channel like USSD that is easily accessible becomes necessary.