All you need to know about the new student loan law
Industry Information

All you need to know about the new student loan law

For many Nigerian students today, their dreams are stifled by financial barriers. Learn how the new student loan helps to change that.

8 signs a borrower would default 
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8 signs a borrower would default 

Any lender who plans to run a profitable loan business and not a charity organization must keep a sharp eye out for signs that a borrower might bail on their loan repayments.

When is the right time to commence recovery as a digital lender
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When is the right time to commence recovery as a digital lender

Recovery involves a shift in strategy compared to repayment or collection. It's about ethically stepping up efforts to retrieve what's owed to you, employing assertive tactics to ensure full repayment of the loan.

A lender’s guide to understanding risk assessment
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A lender’s guide to understanding risk assessment

Without proper risk assessment, you're open to a slew of potential problems, like losing money, facing fines, damaging your rep, falling prey to fraudsters, and even cyberattacks.

5 ways GSI should be improved by the Central Bank of Nigeria (CBN)
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5 ways GSI should be improved by the Central Bank of Nigeria (CBN)

Global Standing Instruction (GSI) is one of the most remarkable inventions by the CBN. Now, is the GSI as good as it should be? We don’t think so because every good thing can get better.

How to set up CreditRegistry on Lendsqr
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How to set up CreditRegistry on Lendsqr

Fortunately, Lendsqr is fully integrated with the key credit bureaus across Africa — CRC, CreditRegistry, TransUnion, and FirstCentral, and you can get access to millions of data to help you make smarter credit decisions in a matter of minutes.

Lending with USSD – opportunities, challenges, and limitations
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Lending with USSD – opportunities, challenges, and limitations

While access to mobile phones is available, smartphones are not as easy to come by. For this reason, an alternative lending channel like USSD that is easily accessible becomes necessary.

How we built Oraculi to help lenders make informed decision
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How we built Oraculi to help lenders make informed decision

At the core of any loan management software is a decisioning system that helps a lender decide whether a loan should be given. Ours? Oraculi.

Requirements for publishing Nigerian loan apps on Google Play Store
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Requirements for publishing Nigerian loan apps on Google Play Store

While there are many options, only two stores compete. Today, let's explore the requirements of one of them: Google Play Store.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

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What are virtual accounts and how do they work?
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What are virtual accounts and how do they work?

From understanding their inception to deciphering their inner workings, come with us as we explore the ins and outs of virtual accounts especially in Nigeria. 

Lendsqr vs Evolve Credit: Which loan management software is right for you?
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Lendsqr vs Evolve Credit: Which loan management software is right for you?

Due to the abundance of available choices, selecting the right loan management platform, be it Evolve Credit or Lendsqr, requires careful consideration.

The 5 best AWS alternatives for lending cloud infrastructure
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The 5 best AWS alternatives for lending cloud infrastructure

When it comes to cloud infrastructure service providers, Amazon Web Services (AWS) is the global leader. But is AWS the only cloud solution available?