A deep overview of consumer credit in Botswana
This report explores these developments in depth and presents a narrative-driven overview of Botswana’s consumer lending journey over the past five years.
How to reduce loan defaults in Tanzania: Best strategies for lenders
Tanzania’s banking sector has turned a corner on loan defaults. that’s not just a technical milestone, it’s a strong sign that risk management is improving, credit is being better monitored, and lenders are adapting fast.
A cultural view of loan defaults in Tanzania
This article presents a comprehensive cultural and behavioral analysis of loan defaults in Tanzania, drawing on Central Bank data, academic research, case studies, and media reports to offer an accessible, nuanced understanding of this critical issue.
OnePesa vs. FlexiCash – Which is the best loan app in Tanzania?
Getting access to credit in Tanzania has never been simple. For years, many people, especially those without formal jobs, collateral, or long banking histories have found themselves locked out of traditional financial services. Even for salaried individuals, the process of borrowing from a bank often involves days of paperwork, rigid eligibility criteria, and long waits […]
A deep overview of consumer credit in Tanzania
This report reviews (year-by-year) the data (2019–2024) on formal credit flows, borrower profiles and defaults, and consumer lending trends
How direct debit works in Tanzania
This report reviews the regulatory framework, technical design, market players, and trends for direct debit in Tanzania (2019–2024), drawing on BoT publications, industry reports, and expert commentary.
BNPL vs. Traditional loans : What works best in Ghana
Does BNPL actually beat traditional lending from banks and microfinance institutions? That depends. Not just on the cost, but on your financial goals, discipline, and what kind of credit experience you're looking for.
What lenders in Ghana should look for in a loan management software
Whether you're running a small credit business or a fast-growing digital lender, your software shouldn't hold you back.
5 reasons why debit cards don’t work for loan collections in Ghana
Relying on debit cards for loan repayments in Ghana might just be a fast track to rising defaults and frustrated borrowers. Here’s why debit cards simply don’t work well for loan collections in Ghana.
How to get travel loans in South Africa
But something has been shifting. More and more South Africans are finding creative ways to make travel happen, saving in group stokvels, booking off-season, or, increasingly, taking out travel loans.
3 African countries making progress in Open Banking
Right now, your bank holds all your financial data: how much you earn, what you spend, your loan history, and more. Open Banking changes that.
