How to build your credit score as a new Nigerian immigrant in Canada
You can build your credit history in Canada from the ground up, and you don’t need to wait years to get started.
Why gig workers are denied loans, and how better credit scoring helps
The structure of the global economy is shifting. More people are working short-term gig, freelancing, and relying on digital platforms to earn a living.
5 loan business ideas for a Gen Z market
Here are five loan business ideas that align with how Gen Z works, earns, and aspires and why lenders should pay attention.
A cultural view of loan defaults in South Africa
If lenders and policymakers in South Africa can meet borrowers where they are economically, culturally, and socially, there may be a path forward that improves financial access while reducing default risk.
Who regulates lending in South Africa?
This article unpacks the key regulators involved in South Africa’s lending sector, what each one does, and why their roles matter now more than ever.
We’re giving our lending tech away for free to non-profits and DFIs
If you’re a non-profit or development finance institution (DFI), it should be easier to run a lending program if you're already doing the hard part of reaching people most others won’t.
Who regulates lending in Botswana?
Lending, particularly outside traditional banks, is a growing and tightly regulated sector in Botswana. Whether you're a micro-lender or a fintech company looking to build credit services for the underserved.
Why Oradian users still need a dedicated loan management system
For a growing number of institutions, the answer is becoming clearer; they need more than a core system. They need a loan management system that was purpose-built for credit.
BankOne can’t handle your full loan lifecycle, Lendsqr can
While BankOne continues to offer a stable foundation for core banking operations, Lendsqr brings the lending expertise and infrastructure needed to manage credit with precision and at scale.
Musoni does your banking. But what about your lending?
While Musoni handles some banking and operational functions, the lending side requires much more than just having a system to record loans.
Your core banking system isn’t your loan management system. Here’s the difference
If you have spent any meaningful amount of time in lending, you have likely heard someone ask the question, “Can’t our core banking system handle loans too?” On the surface, it seems like a fair point. Loans are essentially account balances. When a customer takes out a loan, the system records the disbursed amount as […]