How to know your fintech is ready to embed lending as a service
Understanding when your fintech is ready to embed lending requires examining your technology, operational capacity, partnerships, and compliance readiness.
The risks and rewards of offering BNPL as a lender
Buy Now Pay Later has become one of the fastest-growing credit products, and lenders everywhere understand why.
When to adopt a collection system and when manual follow-up works better
The decision to move from manual follow up to an automated collection system depends on a mix of volume, customer segments, and the type of engagement the lender wants to maintain.
How debit order or direct debit works in Ghana
This article provides an in-depth look at Ghana’s direct debit system, covering its regulatory framework, operational mechanics, market participants, adoption trends, payment infrastructure, challenges, and future developments.
What to look for in a debt collection software
A well-built collection tool gives lenders a way to organize their accounts, understand payment patterns, and guide you through recovery tasks with far less friction.
Why lenders check credit reports and what they really look for
Credit reports sit quietly in the background of lending, yet they influence almost every decision a lender makes.
Choosing between loan origination software and a full loan management suite
Should you adopt a loan origination software or commit to a full loan management suite?
Bank of Ghana’s new licensing rule for digital lenders
The Bank of Ghana has officially announced a new phase in digital credit regulation. Starting November 3, 2025, the central bank will begin accepting applications from entities seeking to operate as Digital Credit Service Providers. This includes every mobile loan application, digital lender, or fintech company offering credit services through apps or online platforms. Existing […]
How automated underwriting systems speed up loan approvals without raising risk
Loan approvals have always depended on how quickly lenders can understand an applicant’s financial story. The work is demanding because the volumes keep rising, the customer expectations get sharper every year, and regulators watch every detail. Many lenders in Africa also operate in markets where data gaps still exist, so there is constant pressure to […]
Why modern lenders need fair debt collection strategies
Debt collection has become one of the most sensitive parts of lending. Borrowers are more informed than ever, regulators in Africa and around the world continue to tighten expectations, and credit markets rely heavily on trust. Recovery still matters for the bottom line, but the way lenders go about it matters even more. A fair, […]
10 common reasons lenders go cold after demos
Buyers often research for weeks or months before they reach out, and when they do sit through a demo they expect to get value and confidence fast.
