How to finance your first car as an immigrant in Canada
Borrower information

How to finance your first car as an immigrant in Canada

Whether you’re planning to buy outright, take out a loan, or go through a dealership, there are a few things every new  immigrant in Canada should know before they sign anything or hand over a single dollar.

Banking as a service explained: All you need to know
Industry Information

Banking as a service explained: All you need to know

Banking as a Service, or BaaS, is what allows businesses that aren’t banks to offer actual banking services to their customers.

Equipment finance in South Africa: How lenders can tap into this growing market
Lender information

Equipment finance in South Africa: How lenders can tap into this growing market

Equipment finance refers to the various lending arrangements that allow businesses to acquire the tools they need such as machinery, vehicles, generators, IT hardware, or medical devices without having to make large upfront payments.

How direct debit or debit orders works in Zambia
Industry Information

How direct debit or debit orders works in Zambia

Direct debit, a payment mechanism allowing automatic recurring deductions from a customer’s account to pay bills or loans....

A cultural view of loan defaults in Rwanda
Industry Information

A cultural view of loan defaults in Rwanda

Any lasting reduction in default rates will depend not only on stricter systems but also on solutions that align with Rwanda’s social norms, communal values, and the realities of how households manage money under varying economic pressures.

7 types of loan management software in 2025
Industry Information

7 types of loan management software in 2025

The following breakdown looks at seven major types of loan management software currently shaping the lending industry in 2025, offering a closer look at how these tools are helping lenders deliver credit more efficiently and responsibly.

All you need to know about core banking applications
How to

All you need to know about core banking applications

So what exactly is a core banking system? At its most basic, it’s the central software platform banks use to manage customer accounts, process transactions, handle deposits and withdrawals, and oversee everything from loan disbursements to compliance checks.

How to build your credit score as a new Nigerian immigrant in Canada
Borrower information

How to build your credit score as a new Nigerian immigrant in Canada

You can build your credit history in Canada from the ground up, and you don’t need to wait years to get started.

Why gig workers are denied loans, and how better credit scoring helps
Industry Information

Why gig workers are denied loans, and how better credit scoring helps

The structure of the global economy is shifting. More people are working short-term gig, freelancing, and relying on digital platforms to earn a living.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

hellustration svg
5 loan business ideas for a Gen Z market
Lender information

5 loan business ideas for a Gen Z market

Here are five loan business ideas that align with how Gen Z works, earns, and aspires and why lenders should pay attention.

A cultural view of loan defaults in South Africa
Industry Information

A cultural view of loan defaults in South Africa

If lenders and policymakers in South Africa can meet borrowers where they are economically, culturally, and socially, there may be a path forward that improves financial access while reducing default risk.