Why African lenders need different risk models than Western lenders
To make lending sustainable and fair, African lenders need models that recognize these realities instead of trying to fit them into assumptions that belong elsewhere.
Frequently Asked Questions on FCCPC’s new consumer lending regulations
Below are answers to common questions from Lenders, compliance teams, and other stakeholders about FCCPC's DEON CL.
How to comply with FCCPC’s new consumer lending regulations
If you gain any form of benefit from a lending transaction, whether in cash, goods, commissions, or barter, the FCCPC considers you covered under these regulations.
FCCPC’s new consumer lending regulation
This guide breaks down what the new FCCPC regulations mean, who they apply to, and how affected businesses can prepare.
What is the Credit Guarantee Scheme (CGS)
By covering part of the risk, the Credit Guarantee Scheme makes it easier for banks to offer better loan terms; larger amounts, longer timelines, and lower collateral requirements.
How lenders should prepare for the new credit guarantee era
The following guidance grounded in NCGC’s own structure, principles and announcements explains how banks and fintechs can get ready internally, shape the right loan offerings, align their credit and risk frameworks, educate borrowers, and coordinate across teams for this new guarantee-driven lending ecosystem.
What NCGC will (and won’t) do for Nigerian lenders
So here’s a breakdown of five important things the NCGC will do and just as importantly, five things it won’t.
What is the National Credit Guarantee Company (NCGC)
So when the Federal Government of Nigeria announced the establishment of the National Credit Guarantee Company Limited (NCGC), expectations were naturally high, but so was the skepticism.
How to finance your first car as an immigrant in Canada
Whether you’re planning to buy outright, take out a loan, or go through a dealership, there are a few things every new immigrant in Canada should know before they sign anything or hand over a single dollar.
Banking as a service explained: All you need to know
Banking as a Service, or BaaS, is what allows businesses that aren’t banks to offer actual banking services to their customers.
Equipment finance in South Africa: How lenders can tap into this growing market
Equipment finance refers to the various lending arrangements that allow businesses to acquire the tools they need such as machinery, vehicles, generators, IT hardware, or medical devices without having to make large upfront payments.
