Frequently asked questions about alternative credit scoring
The traditional credit score is a relic of an era that didn’t understand how modern people actually move money. If you’ve ever wondered how your utility bills, airtime purchases, or even your social media footprint could help you get a loan, you’re looking at alternative credit scoring. We’re answering the real questions about how this data is collected, whether it’s actually secure, and why it’s finally making "unbanked" a term of the past.
Why non-financial companies are offering credit products
This article looks at why non-financial companies are offering credit products, how they structure these offerings, and what it means for lenders operating in African markets.
How open banking affect credit bureaus in Nigeria
This article breaks down how open banking is already influencing credit bureaus in Nigeria, what lenders are seeing today, and how the relationship between open banking and credit reporting is likely to evolve in the near future.
What data do credit bureaus collect from lenders?
This article breaks down the specific categories of data that lenders report to credit bureaus across Africa. It focuses strictly on lender supplied data, not how bureaus score it or how lenders later consume it.
Frequently asked questions on Direct Debit in Nigeria
Explore questions Nigerians ask most about direct debit. Read more to see what people really want to know: what’s allowed, what’s not, and how to protect your money.
Frequently asked questions about SME loans
Get answers to the most common questions about SME loans, including eligibility, interest rates, and how to improve your chances of approval.
FCCPC sets deadline for compliance
According to the Commission, operators have had sufficient time to adjust. The Regulations took effect on 21 July 2025, so by January 2026, all lenders would have had more than five months to align their practices with the FCCPC.
Frequently asked questions on Direct Debit in Africa
Read more to get answers to the most frequently asked questions about direct debit in Africa, exploring how it works, why it matters for both consumers and businesses, and how its adoption is shaping the continent.
How to start a lending business in Nigeria
This guide walks through the practical steps you need to take to start a lending business in Nigeria.
Why consistent credit reporting builds lender credibility
In this article, we examine how consistent credit reporting enhances lender credibility, explore the specific benefits for both fintech and traditional lenders, and outline how institutions can implement reporting practices that deliver measurable results.
How debit order or direct debit works in Ghana
This article provides an in-depth look at Ghana’s direct debit system, covering its regulatory framework, operational mechanics, market participants, adoption trends, payment infrastructure, challenges, and future developments.
