How to start a lending business in Nigeria
This guide walks through the practical steps you need to take to start a lending business in Nigeria.
Why consistent credit reporting builds lender credibility
In this article, we examine how consistent credit reporting enhances lender credibility, explore the specific benefits for both fintech and traditional lenders, and outline how institutions can implement reporting practices that deliver measurable results.
How debit order or direct debit works in Ghana
This article provides an in-depth look at Ghana’s direct debit system, covering its regulatory framework, operational mechanics, market participants, adoption trends, payment infrastructure, challenges, and future developments.
Frequently asked questions on payments at Lendsqr
This article explains how cards are stored and charged, which providers power each transaction, how repayments flow into the borrower’s wallet, what happens when payments fail or get stuck, and the safeguards that ensure the entire process is accurate and traceable.
Frequently asked questions on loans powered by Remita
This article explains how Remita Direct Debit works, who can use it, its limitations, and how lenders can leverage it to improve repayment consistency.
Frequently asked questions on staff loans
Get answers to the most frequently asked questions about staff loans and how to utilize it. Explore default consequences and regulatory considerations.
How peer-to-peer lending platforms really work
Explore how peer-to-peer lending connects borrowers and individual investors through online platforms.
How P2P lending loans differ from traditional digital lending
Discover the differences between P2P lending and traditional digital lending. This in-depth analysis explains why both models coexist and who they serve best.
Bank of Ghana’s new licensing rule for digital lenders
The Bank of Ghana has officially announced a new phase in digital credit regulation. Starting November 3, 2025, the central bank will begin accepting applications from entities seeking to operate as Digital Credit Service Providers. This includes every mobile loan application, digital lender, or fintech company offering credit services through apps or online platforms. Existing […]
What is a decisioning engine?
Discover what a decisioning engine is, how it works in lending, and why it’s transforming credit decision-making. Learn how AI-driven automation improves accuracy and speed in loan approvals.
Who regulates lending in Zambia
The answer to who regulates lending in Zambia depends entirely on what kind of lending you're doing. Zambia operates under a tiered regulatory system that separates financial institutions by their activities, capital requirements, and the level of risk they pose to the financial system.
