A deep overview of consumer credit in Zambia
This report provides a clear, practical overview of consumer credit in Zambia from 2019 - 2024. It covers the key loan types in use, major players shaping the space, current regulatory frameworks, and how technology is changing access.
Why gig workers are denied loans, and how better credit scoring helps
The structure of the global economy is shifting. More people are working short-term gig, freelancing, and relying on digital platforms to earn a living.
A cultural view of loan defaults in South Africa
If lenders and policymakers in South Africa can meet borrowers where they are economically, culturally, and socially, there may be a path forward that improves financial access while reducing default risk.
How debit order works in South Africa
This report provides an in-depth analysis of the debit order ecosystem in South Africa from 2019-2024, covering its regulatory framework, operational mechanics, key players, adoption trends, infrastructure, challenges, and future innovations.
How debit order works in Botswana
This report provides an in-depth analysis of the debit order ecosystem in Botswana from 2019-2024, covering its regulatory framework, operational mechanics, key players, adoption trends, infrastructure, challenges, and future innovations.
Why Oradian users still need a dedicated loan management system
For a growing number of institutions, the answer is becoming clearer; they need more than a core system. They need a loan management system that was purpose-built for credit.
BankOne can’t handle your full loan lifecycle, Lendsqr can
While BankOne continues to offer a stable foundation for core banking operations, Lendsqr brings the lending expertise and infrastructure needed to manage credit with precision and at scale.
Musoni does your banking. But what about your lending?
While Musoni handles some banking and operational functions, the lending side requires much more than just having a system to record loans.
Your core banking system isn’t your loan management system. Here’s the difference
If you have spent any meaningful amount of time in lending, you have likely heard someone ask the question, “Can’t our core banking system handle loans too?” On the surface, it seems like a fair point. Loans are essentially account balances. When a customer takes out a loan, the system records the disbursed amount as […]
BNPL vs. traditional loans: What works best for US immigrants?
BNPL and traditional loans aren’t inherently good or bad for immigrants, the real challenge is navigating systems that weren’t designed with their realities in mind. What matters most isn’t which product you pick today, but how each decision fits into a broader plan to build autonomy and survive in the U.S. economy, and own your place in it.
How to reduce loan defaults in Liberia: Best strategies for lenders
When we talk about loan defaults in Liberia, what usually comes to mind is poverty or bad borrowers. But beneath the surface, there are ignored factors that quietly make things worse. In this article, we explored the reasons behind Liberia’s loan default challenge and workable strategies that lenders can use to protect their portfolios while still empowering the people they serve.
