How debit order works in South Africa
This report provides an in-depth analysis of the debit order ecosystem in South Africa from 2019-2024, covering its regulatory framework, operational mechanics, key players, adoption trends, infrastructure, challenges, and future innovations.
How debit order works in Botswana
This report provides an in-depth analysis of the debit order ecosystem in Botswana from 2019-2024, covering its regulatory framework, operational mechanics, key players, adoption trends, infrastructure, challenges, and future innovations.
Why Oradian users still need a dedicated loan management system
For a growing number of institutions, the answer is becoming clearer; they need more than a core system. They need a loan management system that was purpose-built for credit.
BankOne can’t handle your full loan lifecycle, Lendsqr can
While BankOne continues to offer a stable foundation for core banking operations, Lendsqr brings the lending expertise and infrastructure needed to manage credit with precision and at scale.
Musoni does your banking. But what about your lending?
While Musoni handles some banking and operational functions, the lending side requires much more than just having a system to record loans.
Your core banking system isn’t your loan management system. Here’s the difference
If you have spent any meaningful amount of time in lending, you have likely heard someone ask the question, “Can’t our core banking system handle loans too?” On the surface, it seems like a fair point. Loans are essentially account balances. When a customer takes out a loan, the system records the disbursed amount as […]
BNPL vs. traditional loans: What works best for US immigrants?
BNPL and traditional loans aren’t inherently good or bad for immigrants, the real challenge is navigating systems that weren’t designed with their realities in mind. What matters most isn’t which product you pick today, but how each decision fits into a broader plan to build autonomy and survive in the U.S. economy, and own your place in it.
How to reduce loan defaults in Liberia: Best strategies for lenders
When we talk about loan defaults in Liberia, what usually comes to mind is poverty or bad borrowers. But beneath the surface, there are ignored factors that quietly make things worse. In this article, we explored the reasons behind Liberia’s loan default challenge and workable strategies that lenders can use to protect their portfolios while still empowering the people they serve.
A deep overview of consumer credit in Botswana
This report explores these developments in depth and presents a narrative-driven overview of Botswana’s consumer lending journey over the past five years.
Who regulates lending in Zimbabwe
Behind every loan approval or denial is a complex system of laws and regulators meant to keep things in check. This article explores Zimbabwe’s lending environment, who regulates it, what laws apply, how interest rates are controlled, and how these systems affect people.
Who regulates lending in Ghana
Lending in Ghana is watched over by a network of institutions, each handling different types of lenders,
