Frequently asked questions on staff loans
Get answers to the most frequently asked questions about staff loans and how to utilize it. Explore default consequences and regulatory considerations.
How peer-to-peer lending platforms really work
Explore how peer-to-peer lending connects borrowers and individual investors through online platforms.
How P2P lending loans differ from traditional digital lending
Discover the differences between P2P lending and traditional digital lending. This in-depth analysis explains why both models coexist and who they serve best.
Bank of Ghana’s new licensing rule for digital lenders
The Bank of Ghana has officially announced a new phase in digital credit regulation. Starting November 3, 2025, the central bank will begin accepting applications from entities seeking to operate as Digital Credit Service Providers. This includes every mobile loan application, digital lender, or fintech company offering credit services through apps or online platforms. Existing […]
What is a decisioning engine?
Discover what a decisioning engine is, how it works in lending, and why it’s transforming credit decision-making. Learn how AI-driven automation improves accuracy and speed in loan approvals.
Who regulates lending in Zambia
The answer to who regulates lending in Zambia depends entirely on what kind of lending you're doing. Zambia operates under a tiered regulatory system that separates financial institutions by their activities, capital requirements, and the level of risk they pose to the financial system.
Why lending platforms cost what they do
If you’ve ever asked for a quote for a lending platform and thought, “That’s higher than I expected,” you’re not alone.
What do bankers do when they retire?
Anybody ever wonder where bankers go when they hang their suits? What do they do when they retire?
How direct debit works in Malawi
This report provides a deep dive into the direct debit ecosystem in Malawi from 2019 to 2024. It also examines the regulatory framework governing the system.
A cultural view of loan defaults in Namibia
From 2019 to 2024, Namibia has witnessed growing household borrowing alongside a noticeable rise in defaults
A deep overview of business and SME loans in the Philippines
This report takes a closer look at how traditional banks, government programs and new digital lending platforms are transforming the financing journey for small businesses.
