Everything you need to know about Nigeria’s new tax laws
This article breaks down the tax reforms in practical terms and answers the questions lenders are already asking.
Does Android still allow lenders to scrap SMS from phones for scoring?
The question lenders now ask is simple: does Android still allow loan apps to scrape SMS from users’ phones for credit scoring?
5 Profitable lending niches for lenders in 2026
The lending world is changing fast in 2026, and the most profitable opportunities now lie in specialized niches rather than traditional loan products. Demand is rising for focused, high-margin lending segments driven by new consumer needs, digital business models, and smarter risk assessment. In this article, we highlight five profitable lending niches that offer strong growth potential, less competition, and better returns.
Top 5 loan recovery providers in Nigeria
Loan recovery can make or break a lending business, especially in Nigeria’s fast-paced credit market. With rising default rates and increasing regulatory pressure, choosing the right recovery partner is now a strategic necessity. In this article, we spotlight five of the most reliable loan recovery providers in Nigeria and what makes them stand out.
Frequently asked questions about alternative credit scoring
The traditional credit score is a relic of an era that didn’t understand how modern people actually move money. If you’ve ever wondered how your utility bills, airtime purchases, or even your social media footprint could help you get a loan, you’re looking at alternative credit scoring. We’re answering the real questions about how this data is collected, whether it’s actually secure, and why it’s finally making "unbanked" a term of the past.
Why non-financial companies are offering credit products
This article looks at why non-financial companies are offering credit products, how they structure these offerings, and what it means for lenders operating in African markets.
How open banking affect credit bureaus in Nigeria
This article breaks down how open banking is already influencing credit bureaus in Nigeria, what lenders are seeing today, and how the relationship between open banking and credit reporting is likely to evolve in the near future.
What data do credit bureaus collect from lenders?
This article breaks down the specific categories of data that lenders report to credit bureaus across Africa. It focuses strictly on lender supplied data, not how bureaus score it or how lenders later consume it.
Frequently asked questions on Direct Debit in Nigeria
Explore questions Nigerians ask most about direct debit. Read more to see what people really want to know: what’s allowed, what’s not, and how to protect your money.
Frequently asked questions about SME loans
Get answers to the most common questions about SME loans, including eligibility, interest rates, and how to improve your chances of approval.
FCCPC sets deadline for compliance
According to the Commission, operators have had sufficient time to adjust. The Regulations took effect on 21 July 2025, so by January 2026, all lenders would have had more than five months to align their practices with the FCCPC.
