How utility bills and rent payments can build your credit
This article is all about how to turn those "boring" monthly bills into a powerful track record, helping you prove to banks and landlords alike that you’re a safe bet, even if you’ve never taken a formal loan in your life.
Lenders battle against fraudsters; a case for an industry blacklist
As digital lending surges in Nigeria, fraud has quietly become one of the industry’s biggest threats, with coordinated identity theft and serial loan defaulters overwhelming individual lenders who battle in isolation. The danger isn’t unique. Kenya offers a stark warning, with an estimated 3.2 million people blacklisted on the country’s TransUnion credit bureau. Without a unified industry blacklist to identify and curb repeat offenders, Nigerian lenders risk following the same path, continually staying several steps behind increasingly sophisticated fraudsters.
Top 5 loan apps for R1500 in South Africa
We’ve done the homework for you and compiled a list of five legitimate, user-friendly loan apps in South Africa, perfect for when you need a financial fix.

