The Lendian Chronicles

How to get an FCA consumer credit license in the UK

Obtaining an FCA consumer credit license is a key step for businesses that want to offer loans, credit cards, BNPL, or other consumer credit products in the UK. This guide explains who needs FCA authorization, the application process, eligibility requirements, expected costs, and practical tips to help lenders navigate the licensing process successfully.

June 15, 2026

How to get an FCA consumer credit license in the UK Image

We’re giving our lending tech away for free to non-profit and DFIs

If you’re a non-profit or development finance institution (DFI), it should be easier to run a lending program if you're already doing the hard part of reaching people most others won’t.

June 26, 2025

We’re giving our lending tech away for free to non-profit and DFIs Image

Why Lendsqr is Africa’s most affordable loan management software

The end-to-end loan management software that’s rewriting the rules for lenders globally by offering enterprise-grade features without the enterprise-grade costs.

September 30, 2024

Why Lendsqr is Africa’s most affordable loan management software Image
What you should expect from Lendsqr in 2026

What you should expect from Lendsqr in 2026

Hello there! 👋 Happy New Year and welcome to 2026! 🌞 Before we talk about what’s next, we want to say a sincere thank you for entrusting your business to Lendsqr. Your feedback played a huge role in shaping the platform in 2025, and for many of you, choosing Lendsqr proved to be one of […]

Frequently asked questions on student loans
Borrower information

Frequently asked questions on student loans

Navigating student loans in 2026? From understanding the Repayment Plan to managing borrowing caps, our FAQ guide breaks down everything you need to know.

What really happens when a business defaults on a loan?
Borrower information

What really happens when a business defaults on a loan?

Defaulting on a loan is a stressful milestone for any business owner, but understanding the timeline can help you navigate the fallout.

Lendsqr expands to Ghana with its lending-as-a-service platform to empower local lenders
Press Release

Lendsqr expands to Ghana with its lending-as-a-service platform to empower local lenders

Lendsqr, a leading global provider of loan management technology, has officially launched its Lending-as-a-Service (LaaS) platform in Ghana. This expansion brings advanced digital lending tools to banks, fintechs, and digital lenders, improving loan origination, credit assessment, and risk management.

How open banking affect credit bureaus in Nigeria
Industry Information

How open banking affect credit bureaus in Nigeria

This article breaks down how open banking is already influencing credit bureaus in Nigeria, what lenders are seeing today, and how the relationship between open banking and credit reporting is likely to evolve in the near future.

What collateral options exist for SME loans?
Growth marketing

What collateral options exist for SME loans?

This article breaks down the collateral options that actually exist for SME loans in African markets today, focusing on what lenders accept in practice, how these options behave during default, and what trade offs come with each approach.

How to test a lending platform before committing
Lender information

How to test a lending platform before committing

This article walks through how lenders and credit providers can realistically test an end to end loan management platform before making a long term commitment.

How do lenders manage abandoned loan applications?
Growth marketing

How do lenders manage abandoned loan applications?

This article walks through how lenders manage abandoned loan applications in real terms. It focuses on what happens after an application stalls, how lenders diagnose the cause, and what systems and decisions help recover value without irritating borrowers or stretching operations teams.

What is the difference between consumer lending software and business lending software?
Lender information

What is the difference between consumer lending software and business lending software?

This article provides a thorough explanation of the differences and what to consider when deciding which one to choose.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

What data do credit bureaus collect from lenders?
Industry Information

What data do credit bureaus collect from lenders?

This article breaks down the specific categories of data that lenders report to credit bureaus across Africa. It focuses strictly on lender supplied data, not how bureaus score it or how lenders later consume it.

How do lenders handle failed direct debit attempts?
Lender information

How do lenders handle failed direct debit attempts?

This article walks through how lenders actually handle failed direct debit attempts in practice. It focuses on what finance and operations teams need to understand, from root causes and notifications to retries, customer communication, dispute handling, and compliance considerations