The Lendian Chronicles

How to get an FCA consumer credit license in the UK

Obtaining an FCA consumer credit license is a key step for businesses that want to offer loans, credit cards, BNPL, or other consumer credit products in the UK. This guide explains who needs FCA authorization, the application process, eligibility requirements, expected costs, and practical tips to help lenders navigate the licensing process successfully.

June 15, 2026

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We’re giving our lending tech away for free to non-profit and DFIs

If you’re a non-profit or development finance institution (DFI), it should be easier to run a lending program if you're already doing the hard part of reaching people most others won’t.

June 26, 2025

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Why Lendsqr is Africa’s most affordable loan management software

The end-to-end loan management software that’s rewriting the rules for lenders globally by offering enterprise-grade features without the enterprise-grade costs.

September 30, 2024

Why Lendsqr is Africa’s most affordable loan management software Image
📖 Docs.lendsqr.com is live with fresh guides and documentation

📖 Docs.lendsqr.com is live with fresh guides and documentation

Hello there! 👋 Happy new month and welcome to August! 🌞 Just like that, 7 out of 12 months are in the rearview mirror, and the countdown to year-end has officially begun. For us at Lendsqr, this is a time to refine and refocus as we work to ensure you have the tools and support […]

What is the Credit Guarantee Scheme (CGS)
Industry Information

What is the Credit Guarantee Scheme (CGS)

By covering part of the risk, the Credit Guarantee Scheme makes it easier for banks to offer better loan terms; larger amounts, longer timelines, and lower collateral requirements.

How lenders should prepare for the new credit guarantee era
Industry Information

How lenders should prepare for the new credit guarantee era

The following guidance grounded in NCGC’s own structure, principles and announcements explains how banks and fintechs can get ready internally, shape the right loan offerings, align their credit and risk frameworks, educate borrowers, and coordinate across teams for this new guarantee-driven lending ecosystem.

What NCGC will (and won’t) do for Nigerian lenders
Industry Information

What NCGC will (and won’t) do for Nigerian lenders

So here’s a breakdown of five important things the NCGC will do and just as importantly, five things it won’t.

What is the National Credit Guarantee Company (NCGC)
Industry Information

What is the National Credit Guarantee Company (NCGC)

So when the Federal Government of Nigeria announced the establishment of the National Credit Guarantee Company Limited (NCGC), expectations were naturally high, but so was the skepticism.

How to finance your first car as an immigrant in Canada
Borrower information

How to finance your first car as an immigrant in Canada

Whether you’re planning to buy outright, take out a loan, or go through a dealership, there are a few things every new  immigrant in Canada should know before they sign anything or hand over a single dollar.

How to get a student loan in Namibia
Borrower information

How to get a student loan in Namibia

This article outlines the steps, timelines, and key considerations to secure the funding you need and avoid common setbacks that keep thousands locked out each year.

Who regulates lending in Namibia?
Borrower information

Who regulates lending in Namibia?

This article breaks down Namibia’s lending regulatory ecosystem; who’s in charge, what their mandates are, and how the system affects borrowers, lenders, and the broader economy.

How to get a business loan in Cameroon
Borrower information

How to get a business loan in Cameroon

In this article, we’ll walk you through the loan options that exist in Cameroon, how to prepare for them, and how to avoid the traps that keep so many businesses locked out of funding.

Effective loan collections for lenders in Namibia
Lender information

Effective loan collections for lenders in Namibia

This piece walks through the current loan collection system in Namibia: what’s working, what’s not, and where smart lenders are focusing their energy if they want to stay in the game.

Banking as a service explained: All you need to know
Industry Information

Banking as a service explained: All you need to know

Banking as a Service, or BaaS, is what allows businesses that aren’t banks to offer actual banking services to their customers.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.