The Lendian Chronicles

How to get an FCA consumer credit license in the UK

Obtaining an FCA consumer credit license is a key step for businesses that want to offer loans, credit cards, BNPL, or other consumer credit products in the UK. This guide explains who needs FCA authorization, the application process, eligibility requirements, expected costs, and practical tips to help lenders navigate the licensing process successfully.

June 15, 2026

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We’re giving our lending tech away for free to non-profit and DFIs

If you’re a non-profit or development finance institution (DFI), it should be easier to run a lending program if you're already doing the hard part of reaching people most others won’t.

June 26, 2025

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Why Lendsqr is Africa’s most affordable loan management software

The end-to-end loan management software that’s rewriting the rules for lenders globally by offering enterprise-grade features without the enterprise-grade costs.

September 30, 2024

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7 top loan apps for iPhone users in Nigeria
Borrower information

7 top loan apps for iPhone users in Nigeria

This piece examines seven iOS loan apps in Nigeria that stand apart in how they lend, what they demand, and the kind of borrower they serve.

Where to get loans with low interest rates in Nigeria
Borrower information

Where to get loans with low interest rates in Nigeria

This guide goes beyond the usual list of loan apps and bank brochures. It takes a clear look at where Nigerians across different income levels and needs can find loans with the lowest possible interest rates, what to watch out for, and how to borrow smartly

5 best loan apps in Zambia with low interest
Borrower information

5 best loan apps in Zambia with low interest

This article looks at the loan apps in Zambia that stand out for keeping interest rates lower, being clearer about repayment, and treating borrowers with more fairness.

Lendsqr brings its lending technology to Kenya’s non-profits and DFIs
Press Release

Lendsqr brings its lending technology to Kenya’s non-profits and DFIs

Lendsqr is revolutionizing Kenya's development sector by offering its world-class lending software for free to non-profits and DFIs. Automate your loan cycles and scale your impact to reach the unbanked across Kenya with ease.

Frequently Asked Questions on FCCPC’s new consumer lending regulations
Industry Information

Frequently Asked Questions on FCCPC’s new consumer lending regulations

Below are answers to common questions from Lenders, compliance teams, and other stakeholders about FCCPC's DEON CL.

How to finance your first car as an immigrant in the UK
Borrower information

How to finance your first car as an immigrant in the UK

Can immigrants finance a car in the UK? In this guide, we’ll focus on the steps, the lenders, and how you can finance your car as an immigrant in the UK.

How to comply with FCCPC’s new consumer lending regulations
Industry Information

How to comply with FCCPC’s new consumer lending regulations

If you gain any form of benefit from a lending transaction, whether in cash, goods, commissions, or barter, the FCCPC considers you covered under these regulations.

How to finance your first car as an immigrant in the US
Borrower information

How to finance your first car as an immigrant in the US

Financing a car in the U.S. is available to you. The challenge is knowing which routes build your stability rather than drain it. That’s where this guide comes in.

What are the three C’s of credit and how do lenders actually use them?
Borrower information

What are the three C’s of credit and how do lenders actually use them?

Understanding this framework is useful for lenders and equally strategic for borrowers. Knowing how the three C’s are weighed provides insight into what strengthens or weakens an application.

Who regulates lending in the Philippines
Industry Information

Who regulates lending in the Philippines

Understanding who regulates lending in the Philippines helps to know who sets the rules in a system that affects households, entrepreneurs, and communities every day.

FCCPC’s new consumer lending regulation
Industry Information

FCCPC’s new consumer lending regulation

This guide breaks down what the new FCCPC regulations mean, who they apply to, and how affected businesses can prepare.

Make Better Informed Decisions

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