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Which is better for loan repayments: cards or direct debit?

A lender’s worst nightmare is being unable to recover loans. This fear has a compelling hold on lenders that many have resorted to scare tactics, harassment and misusing borrowers’ data to force repayment. More often than not, adopting these unethical methods …
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Mayo Deji Omotayo
Mayo Deji Omotayo
  • July 6, 2022
Which is better for loan repayments: cards or direct debit?

APIs for lenders to reduce NPL

The threat that bad loans pose to lenders can’t be overemphasized. A lot of lenders have had to write off an alarming amount of non-performing loans (NPL). As a lender, a big concern you’re often confronted with is “what if they …
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Mayo Deji Omotayo
Mayo Deji Omotayo
  • June 30, 2022
API integrations to reduce NPL

What makes a great loan software

Now that you’ve made the decision to become a lender, the next big decision you’ll have to make has to do with the loan software to use. Especially for lending digitally. Whether you decide to build your lending technology yourself or …
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Mayo Deji Omotayo
Mayo Deji Omotayo
  • June 25, 2022
features of the best loan software

What is Lending-as-a-service?

Lending-as-a-Service is a type of Software-as-a-Service (SaaS) business model but built and designed solely for lenders. The first thing to note about lending-as-a-service (LaaS) is that it’s in the business of technology. It’s not a money lending business. A LaaS company …
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Mayo Deji Omotayo
Mayo Deji Omotayo
  • June 22, 2022
what is Lending-as-a-Service -LaaS?

How to report unethical lenders

Are you aware that you can report bad lenders who couldn’t possibly care less about conforming to lawful and responsible lending practices? We sincerely hope so. But we don’t live in an ideal world. As much as there are good and …
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Mayo Deji Omotayo
Mayo Deji Omotayo
  • June 20, 2022
report unethical lenders

5 lending business activities to monitor

There are key lending business activities to monitor to ensure your lending business is on the right track. Generate reports of these activities  and review them daily for best results. Lending is serious and sensitive business and must be conducted with …
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Mayo Deji Omotayo
Mayo Deji Omotayo
  • June 20, 2022
business activities lenders must monitor

What license do I need to lend?

Lending has probably been around since dinosaur times. While informal lending between friends, families and cooperative groups is still widely functional, the more formal lending organizations have to be regulated by the government. To own and operate a lending business in …
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Mayo Deji Omotayo
Mayo Deji Omotayo
  • June 15, 2022

How mobile SDK works for loan decisions

Are we the only ones who find it alarming that there are digital lenders who give out loans to Nigerians without a credit history? Where exactly is the confidence coming from? Many Nigerians don’t have a formal credit history but this …
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Mayo Deji Omotayo
Mayo Deji Omotayo
  • June 13, 2022
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Lendsqr.com is a property of Lending Technologies Limited, duly registered on November 7, 2018, with RC 1539403 and operates under the laws of the Federal Republic of Nigeria. Lendsqr.com is NOT a lender, does not make offers for loans, and does not broker online loans to lenders or lending partners. Lendsqr.com is not a representative or agent of any lender or lending partner. Lendsqr.com is a lending-as-a-service cloud platform for licensed lenders. These disclosures are intended for informational purposes only and should not be construed as or considered legal advice.