The Lendian Chronicles

How to get an FCA consumer credit license in the UK

Obtaining an FCA consumer credit license is a key step for businesses that want to offer loans, credit cards, BNPL, or other consumer credit products in the UK. This guide explains who needs FCA authorization, the application process, eligibility requirements, expected costs, and practical tips to help lenders navigate the licensing process successfully.

June 15, 2026

How to get an FCA consumer credit license in the UK Image

We’re giving our lending tech away for free to non-profit and DFIs

If you’re a non-profit or development finance institution (DFI), it should be easier to run a lending program if you're already doing the hard part of reaching people most others won’t.

June 26, 2025

We’re giving our lending tech away for free to non-profit and DFIs Image

Why Lendsqr is Africa’s most affordable loan management software

The end-to-end loan management software that’s rewriting the rules for lenders globally by offering enterprise-grade features without the enterprise-grade costs.

September 30, 2024

Why Lendsqr is Africa’s most affordable loan management software Image
Student Credit: Helping Nigerian students take care of bills other than tuition fees
Borrower information

Student Credit: Helping Nigerian students take care of bills other than tuition fees

Nigerian students need more than tuition fees and we’re here to help them with Student Credit. Explore how it works and where you can access it right now

How to get a lending license in Kenya
License

How to get a lending license in Kenya

To get a lending license in Kenya, your application must be accompanied by these documents.

5 benefits of tracking all your bank accounts in one app
Industry Information

5 benefits of tracking all your bank accounts in one app

Managing multiple bank accounts can make it difficult to keep track of your money, transactions, and spending. Using one app to monitor your accounts gives you a clearer view of your finances, helping you stay organised, spot unusual activity, and make better financial decisions. Here are five benefits of tracking all your bank accounts in one app.

How Bento, NotchHR, and SeamlessHR are using loans to transform HR SaaS
Industry Information

How Bento, NotchHR, and SeamlessHR are using loans to transform HR SaaS

HR platforms are moving beyond payroll and employee management by integrating financial services into the workplace. Bento, NotchHR, and SeamlessHR are using lending and embedded finance to give employees easier access to credit while creating new opportunities for businesses. This article explores how these platforms are using loans to expand what HR SaaS can offer.

How Lendsqr is using AI to transform its processes
Company Updates

How Lendsqr is using AI to transform its processes

Lendsqr, like many forward-thinking companies, has embraced AI to transform several aspects of our operations. Let's take a closer look at three key areas where AI has made a significant impact

Essential lending APIs for every lender
Engineering

Essential lending APIs for every lender

To keep up with the demand for fast, personalized service, lenders need to speed up their processes and use more data to meet customer expectations. That’s where Application Programming Interface (APIs) comes in. 

How some Nigerians get into chronic debt, and how to get out
Borrower information

How some Nigerians get into chronic debt, and how to get out

Debt can start with a single loan or an unexpected expense, but repeated borrowing can quickly become difficult to manage. For some Nigerians, high living costs, multiple loans, and missed repayments can create a cycle that feels impossible to break. This article explores how chronic debt develops and practical steps borrowers can take to regain control of their finances.

3 ways expense tracking can improve your financial health
Industry Information

3 ways expense tracking can improve your financial health

Knowing where your money goes is one of the first steps toward better financial management. Tracking your expenses can help you understand your spending habits, identify unnecessary costs, and make more informed decisions about your finances. Tools like Olo Finance, a personal finance management tool, make this easier by allowing you to combine your Nigerian bank accounts in one place. With your permission, Olo Finance can collect transaction data from your emails and SMS and organise it into a clearer view of your finances. Here are three ways expense tracking can improve your financial health.

How to use Mono with Lendsqr for credit scoring
How to

How to use Mono with Lendsqr for credit scoring

Mono is on a mission to power the digital economy in Africa, using open banking as a layer for financial data, identity data, and bank transfer payments for businesses. 

Best loan apps to get urgent 10,000 naira in Nigeria
Borrower information

Best loan apps to get urgent 10,000 naira in Nigeria

In this article, we’ll explore the best loan apps in Nigeria to help you secure an urgent 10,000 naira quickly and easily so you can handle life’s unexpected challenges without the added stress.

The power of lending APIs
Industry Information

The power of lending APIs

Lending APIs allow lenders and financial platforms to connect the tools and services they need to run their operations without building everything from scratch. From loan applications and credit checks to payments, identity verification, and customer data, APIs can help different systems work together. This article explores the power of lending APIs, how they work, and the role they can play in building more flexible lending experiences.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.