The Lendian Chronicles

How to get an FCA consumer credit license in the UK

Obtaining an FCA consumer credit license is a key step for businesses that want to offer loans, credit cards, BNPL, or other consumer credit products in the UK. This guide explains who needs FCA authorization, the application process, eligibility requirements, expected costs, and practical tips to help lenders navigate the licensing process successfully.

June 15, 2026

How to get an FCA consumer credit license in the UK Image

We’re giving our lending tech away for free to non-profit and DFIs

If you’re a non-profit or development finance institution (DFI), it should be easier to run a lending program if you're already doing the hard part of reaching people most others won’t.

June 26, 2025

We’re giving our lending tech away for free to non-profit and DFIs Image

Why Lendsqr is Africa’s most affordable loan management software

The end-to-end loan management software that’s rewriting the rules for lenders globally by offering enterprise-grade features without the enterprise-grade costs.

September 30, 2024

Why Lendsqr is Africa’s most affordable loan management software Image
The 3 best Freshdesk alternatives for customer management
Lending

The 3 best Freshdesk alternatives for customer management

People are looking for Freshdesk alternatives because when they need to upgrade their Freshdesk is a popular customer support platform, but its features, pricing, or setup may not be the right fit for every business. Depending on your needs, you may be looking for a tool with simpler workflows, better customer management features, stronger automation, or a different approach to team communication. This article explores three Freshdesk alternatives and what each one offers to help you choose the right option for managing customer relationships and support.

How we are using AI and ChatGPT to transform our internal support
Company Updates

How we are using AI and ChatGPT to transform our internal support

AI and ChatGPT are changing how teams work, and at Lendsqr, we are exploring how they can make internal support faster, more accessible, and more useful. In this article, we share how we are using AI to help employees find answers, solve everyday challenges, and get the support they need without always waiting for someone to respond.

3 alternative data to credit report for enhancing underwriting quality
Growth marketing

3 alternative data to credit report for enhancing underwriting quality

Traditional credit reports can give lenders useful insights into a borrower’s financial history, but they do not always tell the full story. Alternative data can help lenders assess borrowers with limited or incomplete credit histories and make more informed underwriting decisions. In this article, we explore three types of alternative data lenders can use to strengthen credit assessment, improve risk evaluation, and make better lending decisions.

7 reasons why most lenders fail within a year 
Growth marketing

7 reasons why most lenders fail within a year 

Starting a lending business can be profitable, but many lenders struggle to survive their first year. From poor risk assessment and weak cash flow management to inadequate systems and regulatory challenges, several factors can quickly put a lending business at risk. In this article, we explore seven common reasons why most lenders fail within a year and what you can do to avoid them.

3 best React Native alternatives for building mobile loan apps 
Engineering

3 best React Native alternatives for building mobile loan apps 

In the world of mobile app development, there are many ways to skin a cat, and React Native is one of them.

What is loan fraud and red flags to spot fraudulent borrowers
FAQs

What is loan fraud and red flags to spot fraudulent borrowers

Lending comes with its risks, and adding tech into the mix can make things even trickier. Loan fraud has gotten pretty sophisticated, here's what you need to watch out for

What are lending APIs and how do you get them?
Engineering

What are lending APIs and how do you get them?

Lending APIs are specialised APIs within the financial system designed specifically for lenders, who use them in part or in whole to decide loan approvals, onboard new borrowers, disburse loans, and collect repayments.

Common mistakes lenders make when choosing a business model
Information

Common mistakes lenders make when choosing a business model

The secret weapon of any thriving lending business is a smart business model. Unfortunately, lenders make mistakes when choosing one.

How Artificial Intelligence (AI) can transform lending
Industry Information

How Artificial Intelligence (AI) can transform lending

It’s lending’s turn to experience this breakthrough, with companies like Lendsqr leading the charge. So, how will AI transform lending? Let's explore three key ways:

Why we built our lenders’ web app and how it has changed lending forever
Company Updates

Why we built our lenders’ web app and how it has changed lending forever

“It’s going to change lending forever and we’re not ashamed to say we will be the ones to do that.” Adedeji Olowe, Founder, Lendsqr

What is on-lending and how does it work?
FAQs

What is on-lending and how does it work?

While there are several ways to finance a lending business, on-lending remains one of the most underutilized methods, likely due to a lack of information.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.