How direct debit works in Tanzania
Industry Information

How direct debit works in Tanzania

This report reviews the regulatory framework, technical design, market players, and trends for direct debit in Tanzania (2019–2024), drawing on BoT publications, industry reports, and expert commentary.

BNPL vs. Traditional loans : What works best in Ghana
Borrower information

BNPL vs. Traditional loans : What works best in Ghana

Does BNPL actually beat traditional lending from banks and microfinance institutions? That depends. Not just on the cost, but on your financial goals, discipline, and what kind of credit experience you're looking for.

What lenders in Ghana should look for in a loan management software
Lender information

What lenders in Ghana should look for in a loan management software

Whether you're running a small credit business or a fast-growing digital lender, your software shouldn't hold you back.

5 reasons why debit cards don’t work for loan collections in Ghana
Lender information

5 reasons why debit cards don’t work for loan collections in Ghana

Relying on debit cards for loan repayments in Ghana might just be a fast track to rising defaults and frustrated borrowers. Here’s why debit cards simply don’t work well for loan collections in Ghana.

How to get travel loans in South Africa
Borrower information

How to get travel loans in South Africa

But something has been shifting. More and more South Africans are finding creative ways to make travel happen, saving in group stokvels, booking off-season, or, increasingly, taking out travel loans.

3 African countries making progress in Open Banking
Industry Information

3 African countries making progress in Open Banking

Right now, your bank holds all your financial data: how much you earn, what you spend, your loan history, and more. Open Banking changes that.

Open banking in Africa: Continental progress made as of 2025
Industry Information

Open banking in Africa: Continental progress made as of 2025

In London or Sydney, open banking was about breaking up bank monopolies. In Africa, it’s about building the pipes. Basic ones. The kind that lets people send money, access credit, or even check a bank balance without friction. Here, open banking isn’t just a policy play, it’s a workaround. A way to fill gaps that […]

A deep overview of business and SME loans in Ghana
Industry Information

A deep overview of business and SME loans in Ghana

Executive summary In Ghana today, running a small business isn’t just a choice. It’s a means of survival and progress. With over 80% of employment coming from the informal sector, entrepreneurship is often the default path for many Ghanaians, especially the youth. From food sellers to online vendors and fashion designers in Accra, micro and […]

A deep overview of consumer credit in Ghana
Industry Information

A deep overview of consumer credit in Ghana

This article offers a comprehensive overview of Ghana’s consumer lending sector from 2019 to 2024. It explores the types of loans available, major lenders, the role of fintech, regulation, and the social dynamics of borrowing.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

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Tala vs Zenka – which is the best in Kenya
Borrower information

Tala vs Zenka – which is the best in Kenya

If you live in Kenya, you’ve probably had that moment when something unexpected comes up, and suddenly, you need cash fast. Maybe it’s an emergency medical bill, a school fee deadline, or a small business expense that can’t wait. This is where mobile loan apps like Tala and Zenka come in, promising a simple solution […]

Effective loan collections for lenders in Ghana
Lender information

Effective loan collections for lenders in Ghana

Across Ghana, more and more people are struggling to keep up with loan repayments. Loan collection doesn’t have to be a battle. With the right strategies, tools, and mindset, lenders can recover loans without chasing people into hiding, and borrowers can stay afloat even when times get tough.