BNPL vs. traditional loans: What works best for US immigrants?
BNPL and traditional loans aren’t inherently good or bad for immigrants, the real challenge is navigating systems that weren’t designed with their realities in mind. What matters most isn’t which product you pick today, but how each decision fits into a broader plan to build autonomy and survive in the U.S. economy, and own your place in it.
MPowa Finance vs Wonga: which is the best in South Africa
The truth is that neither is perfect. MPowa is strict but fast. Wonga is flexible but requires proof. Choosing between them isn’t about which app sounds better, but which one fits your financial reality?
How to reduce loan defaults in Liberia: Best strategies for lenders
When we talk about loan defaults in Liberia, what usually comes to mind is poverty or bad borrowers. But beneath the surface, there are ignored factors that quietly make things worse. In this article, we explored the reasons behind Liberia’s loan default challenge and workable strategies that lenders can use to protect their portfolios while still empowering the people they serve.
Where to get loans in Zambia without collateral
Getting a loan in Zambia shouldn’t require land titles, paperwork from 1997, or begging your employer for a letter. Thankfully, several modern lenders are offering clean, fast, no-collateral loans to help Zambians access credit without drama. With over 60% of Zambians still don’t have access to formal credit, there are just more than enough Zambians […]
Programu 5 Bora za Mikopo ya Ksh 5,000 Nchini Kenya
Wakenya wengi hupata chini ya Ksh 50,000 kwa mwezi, huku wastani wa mapato ya kila mwezi ukiwa Ksh 20,123. Ili kuelewa hali hii vizuri, kuishi kwa starehe nchini Kenya siku hizi kunahitaji takriban Ksh 150,000 kwa mwezi. Hii inaonyesha kuwa idadi kubwa ya Wakenya huishi kwa bajeti finyu na huenda wakapata ugumu wa kukidhi mahitaji […]
Uburyo 5 bwo Kwigaragaza nk’Umugurizabikorwa Utandukanye mu Rwanda
U Rwanda rwahinduye amateka yarurangwagamo n’ibikomere rukaba kimwe mu bihugu bifite iterambere ryihuse muri Afurika, bigaragarira mu mahame arugenga no mu bushake bwo kwiyubaka. Dushingiye ku bunararibonye dufite mu nganda z’imari, twasanze u Rwanda ari ahantu heza ho gukorera inguzanyo hifashishijwe ikoranabuhanga. Imiyoborere myiza n’iyubahirizwa ry’amategeko bigaragara mu Rwanda bituma habaho icyizere ku isoko ry’imari. […]
Uburyo bwo Gusohoza Inguzanyo neza ku Batanga Inguzanyo mu Rwanda
Uzi uko biba bimeze. Umuntu afata inguzanyo, wenda ngo yongere ibicuruzwa mu iduka rye, agure imirima, cyangwa agure moto ya kabiri kugira ngo agure ubucuruzi bwe bwo gutwara abantu. Mu ntangiriro, ibintu byose bigenda neza. Umugurijwe yishyura ku gihe, nawe ukumva uhagaze neza ku masezerano. Ariko ubuzima bushobora kuzana ibibazo. Isoko iradindira, haboneka indwara itunguranye, […]
A deep overview of consumer credit in Botswana
This report explores these developments in depth and presents a narrative-driven overview of Botswana’s consumer lending journey over the past five years.
How to reduce loan defaults in Tanzania: Best strategies for lenders
Tanzania’s banking sector has turned a corner on loan defaults. that’s not just a technical milestone, it’s a strong sign that risk management is improving, credit is being better monitored, and lenders are adapting fast.
A cultural view of loan defaults in Tanzania
This article presents a comprehensive cultural and behavioral analysis of loan defaults in Tanzania, drawing on Central Bank data, academic research, case studies, and media reports to offer an accessible, nuanced understanding of this critical issue.
OnePesa vs. FlexiCash – Which is the best loan app in Tanzania?
Getting access to credit in Tanzania has never been simple. For years, many people, especially those without formal jobs, collateral, or long banking histories have found themselves locked out of traditional financial services. Even for salaried individuals, the process of borrowing from a bank often involves days of paperwork, rigid eligibility criteria, and long waits […]
