How the bad debt expense formula helps lenders track risk
What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.
Breaking down the 3 R’s of credit and why they still matter
The 3 R’s come in. Returns, Repayment capacity, and Risk-bearing ability shift the focus from merely assessing trustworthiness to examining the business as an investment opportunity.
How to track and reduce your loan portfolio’s delinquency rate
The delinquency rate measures the share of loans in your portfolio that are past due. In simple terms, it’s the percentage of loans with missed payments (often defined as 30, 60 or 90 days late).
Can medical debt affect your credit even if you’ve paid it off?
The hardest part about medical bills is how little control you have over them. They can show up without warning, and once they go to collections, they stay with you.
Medical lending is risky business, unless the software is airtight
The software behind medical lending matters so much. Beyond the speed of disbursing funds, it has to deal with the messy realities of healthcare financing
What is Islamic finance and how is it different from traditional models?
For lenders looking to expand into markets with strong Muslim populations, Islamic finance is an important factor to understand.
Frequently Asked Questions about Lendsqr
A dedicated resource for lenders, fintechs, and digital banks worldwide to understand what Lendsqr is, how it works, and why it matters.
Where to get loans in South Africa without collateral
In this guide, we'll show you where to get loan without collateral in South Africa.
5 best loan apps in Nigeria with low interest
In a country where borrowing has become digital by default, choosing wisely is a survival with strategy. This article is a closer look at the 5 loan apps in Nigeria that stand out for having low interest rates.
Building a pre-approval flow that doesn’t feel like a trap
A good pre-approval experience shows users exactly what they’re getting, why it matters, and how to proceed without surprises.
Frequently Asked Questions on National Credit Guarantee Company (NCGC)
Because the NCGC is still fairly new, many people are asking what it really does, how it works, and why it matters. To clear up some of the confusion, here are answers to some of the most common questions about the NCGC and its role in Nigeria’s credit space.
