How to build your first credit score using diaspora-friendly loan apps
This article breaks down how long it takes to build a credit score, how credit scoring models work, how to establish credit in the US, UK, Canada, or Australia, and how to use diaspora-focused fintech platforms to strengthen your position on both sides of the ocean.
Frequently asked questions on starting a lending business in Nigeria
Starting a lending business in Nigeria offers big opportunities, but many founders struggle with regulations, setup steps, and risk management. This FAQ-style guide answers the most common questions, from licensing and CAC registration to choosing a lending model and handling collections, so you can launch your lending business with confidence.
How to use psychological triggers in your debt collection messages
This article breaks down how to apply specific psychological triggers in your debt collection messages in a way that increases voluntary repayment and preserves long-term customer relationships.
Everything you need to know about the Central Bank of Nigeria act
This article walks through the Central Bank Act with a focus on what it means for Nigerian lenders and credit providers.
Everything you need to know about Nigeria’s new tax laws
This article breaks down the tax reforms in practical terms and answers the questions lenders are already asking.
How to score a freelancer who doesn’t have a traditional payslip
This article walks through how to score a freelancer without a traditional payslip. The goal is practical underwriting clarity.
How to spot fake identities before you disburse a loan
This article walks through the mechanics of fake identity fraud, early warning signals, and practical verification measures that lenders across Africa can deploy immediately.
Does Android still allow lenders to scrap SMS from phones for scoring?
The question lenders now ask is simple: does Android still allow loan apps to scrape SMS from users’ phones for credit scoring?
5 Profitable lending niches for lenders in 2026
The lending world is changing fast in 2026, and the most profitable opportunities now lie in specialized niches rather than traditional loan products. Demand is rising for focused, high-margin lending segments driven by new consumer needs, digital business models, and smarter risk assessment. In this article, we highlight five profitable lending niches that offer strong growth potential, less competition, and better returns.
Top 5 loan recovery providers in Nigeria
Loan recovery can make or break a lending business, especially in Nigeria’s fast-paced credit market. With rising default rates and increasing regulatory pressure, choosing the right recovery partner is now a strategic necessity. In this article, we spotlight five of the most reliable loan recovery providers in Nigeria and what makes them stand out.
Where to get instant mobile money loans in Kenya
In Kenya, financial emergencies don't wait for bank hours, and neither should you. While the market is crowded with apps promising "instant" cash, the reality is often a maze of slow approvals and high friction. We’ve mapped out exactly where to get genuine, lightning-fast mobile money loans that hit your wallet when you actually need them. Whether it’s for a quick business restock or an unexpected bill, here is the honest breakdown of the platforms that deliver on their promise of speed without the headache.
