What repayment methods are available for lenders to get paid?
Ensuring that loans get repaid can be a real headache for lenders, and the stakes are high. Whether you’re looking for the steady reliability or quick turnarounds, each method provides a different way to manage and secure loan repayments.
What factors affect loan interest rates?
But here's the thing: interest rates aren't plucked out of thin air. Many factors shape them. Things you and I might not think about when we're in the heat of the moment.
Credit bureaus not enough? Try these alternatives
Credit bureaus are supposed to be the backbone of the lending process, yet they often fall short. Let’s explore three other alternatives
How to start a lending business in Nigeria from Canada, UK, and the US
So, if you’re serious about starting a lending business in Nigeria from the comfort of your Japa base, you’re in the right place. We’ve laid out the steps you need to turn that vision into reality.
Effective strategies to market your loan products
As of 2023, the global lending market was valued at over $7 trillion, with thousands of institutions vying for the attention of borrowers. So, how do you make your loan products stand out in such a full market?
3 alternative data to credit report for enhancing underwriting quality
Smart lenders must incorporate alternative data sources to improve underwriting and make more informed lending decisions.
7 reasons why most lenders fail within a year
Even tech giants owe success to lenders. But despite potential high returns, many lenders still face challenges—and fail. Why? Here's what you need to know.
5 key qualities borrowers look for in a lender
While countless articles detail what lenders want in a borrower, we've flipped the script to highlight what borrowers look for in a lender. So, what qualities convince a borrower that a lender is the right choice?
Requirements for publishing Nigerian loan apps on Apple App Store
The big question is: where’s the best place to launch your loan app to reach the most users? Let's take a closer look at the one of them - Apple App Store.
How to communicate with delinquent borrowers
Delinquent borrowers — whose loans are past due and remain unpaid — often challenge even the most empathic lenders who excel at customer communication. Learn how to communicate with them today
5 types of lending model
A lending model is a lender’s map. Let’s take a look at some of the lending models available to lenders.
